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2980 Gale Rd, Willoughby, OH 44094 Property Records

Lake County property record for 2980 Gale Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,710 sqft · built 1979
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Tax Bill$6,727 (2023)
Deeds & MortgagesDec 2020 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-048-F-00-008-0

Property Details

APN / Parcel Number

Primary APN27-B-048-F-00-008-0
Alternative APN
  • B 170

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,710 sqft Living Area
1st Floor Area648 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area20 sqft
Patio Area270 sqft
BalconyBalcony
Balcony Area108 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberB 170
Street Address2980 GALE RD
CityWILLOUGHBY
StateOH
Zip44094-7668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOTS 1 & 2 GORE TRACT
Legal SubdivisionSUNSET VALLEY SUBDIVISION NO. 2
Legal Lot Number53
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1003
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2980 GALE RD, WILLOUGHBY, OH 44094-7668
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 22, 2018Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2003
Deed SaleNov 3, 2003
Deed Document NumberE4518
Prior Transfer DateSep 5, 2002
Prior Transfer Doc2002R044430
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address2980 GALE RD, WILLOUGHBY, OH 44094-7668
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038689
DateDec 30, 2020
Instrument2020R038689
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address2980 GALE RD, WILLOUGHBY, OH 44094-7668
Document Number0000016103
Instrument DateJun 22, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2980 GALE RD WILLOUGHBY OH 440947668, WILLOUGHBY, OH 44094-7668

Mortgage

Document Number0000016103
DateJun 28, 2018
Instrument16103
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueJun 27, 2038

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,727.00 (+76.65%) Homeowner's exemption$71,050 (+14.69%) Land $12,320 Building $58,730
2022$3,808.00 Homeowner's exemption$61,950 Land $10,710 Building $51,240
2021$203,000 Land $35,190 Building $167,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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