2997 Bear Oak Ct, Mobile, AL 36608 Property Records

Mobile County property record for 2997 Bear Oak Ct, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 1998
Lot Size	0.601 acres (26,211 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Nov 2023)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023501110000003074`

Property Details

APN / Parcel Number

Primary APN	`R023501110000003074`
Alternative APNs	`35 01 11 0 000 003.074` `02763628` `2763628`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,203 sqft Living Area
1st Floor Area	1,203 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,211 sqft (0.601 acres)
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2763628
Street Address	2997 BEAR OAK CT
City	MOBILE
State	AL
Zip	36608-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 OAKRIDGE WEST UNIT FOUR MBK 75 PG 28 #SEC 11 T5S R4W #MP35 01 11 0 000
Legal Range	05S
Legal Township	05S
Legal Section	11
Legal Subdivision	OAKRIDGE WEST
Legal Lot Number	22
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3032
Census Tract	6407

Owner

2997 Bear Oak Ct is owned by an individual who bought it in November 2023.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	10663 DEAKLE CT, GRAND BAY, AL 36541-3254
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on File
Deed Sale	Nov 29, 2023 · Amount on File
Prior Sale	Mar 18, 2013 · Amount on File
Deed Document Number	202369635
Prior Transfer Date	Dec 17, 2012
Prior Transfer Doc	0000075495
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 29, 2023
Property Address	2997 BEAR OAK CT, MOBILE, AL 36608-8719
Document Number	0000069635
Map Reference	MB 75 PG 28
Instrument Date	Nov 27, 2023
Instrument	2023069635
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2997 BEAR OAK CT, MOBILE, AL 36608-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10663 DEAKLE CT, GRAND BAY, AL 36541-3254

Mortgage

Document Number	0000069636
Date	Nov 29, 2023
Instrument	2023069636

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2997 BEAR OAK CT, MOBILE, AL 36608-8719
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2997 BEAR OAK CT, MOBILE, AL 36608-8719

Mortgage

Document Number	0000076864
Date	Dec 14, 2022
Instrument	2022076864

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2997 BEAR OAK CT, MOBILE, AL 36608-8719
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010685
Date	Feb 22, 2021
Instrument	2021010685

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Feb 1, 2028

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2997 BEAR OAK CT, MOBILE, AL 36608-8719
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057080
Date	Sep 1, 2021
Instrument	2021057080

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2997 Bear Oak Ct was $1,545, up 129.2% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,545.00 (+129.23%)	$30,420 (+119.96%) Land $7,400 Building $23,020	$152,100 (+9.98%) Land $37,000 Building $115,100
2024	$674.00 (+18.66%) Homeowner's exemption	$13,830 (+18.61%) Land $3,600 Building $10,230	$138,300 (+18.61%) Land $36,000 Building $102,300
2023	$568.00 Homeowner's exemption	$11,660 Land $3,600 Building $8,060	$116,600 Land $36,000 Building $80,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2997 Bear Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2997 Bear Oak Ct is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 96% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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