2977 Bear Oak Ct, Mobile, AL 36608 Property Records

Mobile County property record for 2977 Bear Oak Ct, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1998
Lot Size	0.675 acres (29,429 sqft)
Owner	2 Individual Names on File
Last Sale	$118,500 (Feb 2017)
Tax Bill	$888 (2025)
Deeds & Mortgages	Apr 2020 Sale Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023501110000003072`

Property Details

APN / Parcel Number

Primary APN	`R023501110000003072`
Alternative APNs	`35 01 11 0 000 003.072` `02763600` `2763600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,429 sqft (0.675 acres)
Porch	Slab
Porch Area	48 sqft
Utility Building	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2763600
Street Address	2977 BEAR OAK CT
City	MOBILE
State	AL
Zip	36608-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 OAKRIDGE WEST UNIT FOUR MBK 75 PG 28 #SEC 11 T5S R4W #MP35 01 11 0 000
Legal Range	05S
Legal Township	05S
Legal Section	11
Legal Subdivision	OAKRIDGE WEST
Legal Lot Number	20
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3032
Census Tract	6407

Owner

2977 Bear Oak Ct is owned and occupied by two individuals who bought it in February 2017.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2977 BEAR OAK CT, MOBILE, AL 36608-8719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Warranty Deed, Transfer
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on File
Deed Sale	Feb 21, 2017 · Amount on File
Prior Sale	Sep 16, 2016 · Amount on File
Deed Document Number	201710027
Deed Book / Page	7479 / 876
Prior Transfer Date	Sep 5, 2016
Prior Transfer Doc	0000051695
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 6, 2020
Property Address	2977 BEAR OAK CT, MOBILE, AL 36608-8719
Document Number	0000020561
Map Reference	MB 75 PG 28
Instrument	2020020561
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 21, 2017
Property Address	2977 BEAR OAK CT, MOBILE, AL 36608-8719
Document Number	0000010027
Book / Page	7479 / 0876
Map Reference	MB 75 PG 28
Instrument Date	Feb 17, 2017
Instrument	2017010027
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 85008, MOBILE, AL 36685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2977 BEAR OAK CT, MOBILE, AL 36608-8719

Mortgage

Document Number	0000010028
Date	Feb 21, 2017
Instrument	2017010028

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2977 Bear Oak Ct was $888 with a homeowner's exemption, up 2.7% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$888.00 (+2.66%) Homeowner's exemption	$18,250 (+2.7%) Land $3,700 Building $14,550	$182,500 (+2.7%) Land $37,000 Building $145,500
2024	$865.00 (+19.48%) Homeowner's exemption	$17,770 (+19.5%) Land $3,600 Building $14,170	$177,700 (+19.5%) Land $36,000 Building $141,700
2023	$724.00 Homeowner's exemption	$14,870 Land $3,600 Building $11,270	$148,700 Land $36,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2977 Bear Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2977 Bear Oak Ct is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 96% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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