2986 Bear Oak Ct, Mobile, AL 36608 Property Records

Mobile County property record for 2986 Bear Oak Ct, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 1998
Lot Size	0.441 acres (19,248 sqft)
Owner	Individual Name on Record
Last Sale	$119,900 (Jan 2020)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023501110000003078`

Property Details

APN / Parcel Number

Primary APN	`R023501110000003078`
Alternative APNs	`35 01 11 0 000 003.078` `02763664` `2763664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
1st Floor Area	1,174 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,248 sqft (0.441 acres)

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	Deck Area
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2763664
Street Address	2986 BEAR OAK CT
City	MOBILE
State	AL
Zip	36608-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 OAKRIDGE WEST UNIT FOUR MBK 75 PG 28 #SEC 11 T5S R4W #MP35 01 11 0 000
Legal Range	05S
Legal Township	05S
Legal Section	11
Legal Subdivision	OAKRIDGE WEST
Legal Lot Number	26
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3032
Census Tract	6407

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2986 BEAR OAK CT, MOBILE, AL 36608-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 27, 2020	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Apr 14, 2016 · Amount on Record
Deed Document Number	20205118
Prior Transfer Date	Oct 23, 2015
Prior Transfer Doc	0000056524
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2986 BEAR OAK CT, MOBILE, AL 36608-8719
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 BEAR OAK CT, MOBILE, AL 36608-8719

Mortgage

Document Number	0000048963
Date	Jul 29, 2021
Instrument	2021048963

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 24, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 27, 2020
Property Address	2986 BEAR OAK CT, MOBILE, AL 36608-8719
Document Number	0000005118
Map Reference	MB 75 PG 28
Instrument Date	Jan 24, 2020
Instrument	2020005118
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE OF ALABAMA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6158 MARINA DR S # S1873, 6158, MOBILE, AL 36605-9639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 BEAR OAK CT, MOBILE, AL 36608-8719

Mortgage

Document Number	0000005119
Date	Jan 27, 2020
Instrument	2020005119

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$16,790 (+20.62%) Land $3,700 Building $13,090	$167,900 (+20.62%) Land $37,000 Building $130,900
2023	Additional exemption filed	$13,920 Land $3,600 Building $10,320	$139,200 Land $36,000 Building $103,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 96% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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