2996 E Cotton Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2996 E Cotton Ln, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,715 sqft · built 2002
Lot Size0.234 acres (10,200 sqft)
OwnerIndividual Name on Record
Last Sale$778,000 (Oct 2024)
Tax Bill$2,925 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN304-14-911

Property Details

APN / Parcel Number

Primary APN304-14-911

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,715 sqft Living Area
1st Floor Area2,715 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,200 sqft (0.234 acres)
Parking Spaces3 Parking Spaces
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2996 E COTTON LN
CityGILBERT
StateAZ
Zip85234-6392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionHIGLEY GROVES WEST MCR 510-15
Legal Range06E
Legal Township01S
Legal Section10
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionHIGLEY GROVES WEST
Legal Lot Number337
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2008
Census Tract422656

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2996 E COTTON LN, GILBERT, AZ 85234-6392
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Prior SaleDec 2, 2010 · Amount on Record
Deed Document Number20240546803
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2996 E COTTON LN, GILBERT, AZ 85234-6392
Document Number0000706963
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2996 E COTTON LN GILBERT AZ 852346392, GILBERT, AZ 85234-6392

Mortgage

Document Number0000706963
DateAug 5, 2020
Instrument706963
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 4, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,870 (+1.49%)$618,700 (+1.49%) Land $123,700 Building $495,000
2025$2,925.00 (+3.14%)
2024$60,960$609,600 Land $121,900 Building $487,700
2023$2,836.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimOct 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20

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