2926 E Cotton Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2926 E Cotton Ln, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,266 sqft · built 2002
Lot Size0.234 acres (10,200 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (Apr 2023)
Tax Bill$2,653 (2025)
Deeds & MortgagesJun 2023 Mortgage
Apr 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN304-14-906

Property Details

APN / Parcel Number

Primary APN304-14-906

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,266 sqft Living Area
1st Floor Area2,266 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,200 sqft (0.234 acres)
Parking Spaces3 Parking Spaces
Pool Area447 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2926 E COTTON LN
CityGILBERT
StateAZ
Zip85234-6392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionHIGLEY GROVES WEST MCR 510-15
Legal Range06E
Legal Township01S
Legal Section10
Legal QuarterSE
Quarter-Quarter SectionSW
Legal SubdivisionHIGLEY GROVES WEST
Legal Lot Number332
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2008
Census Tract422656

Owner

Source: Maricopa County records · APN 304-14-906

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2926 E COTTON LN, GILBERT, AZ 85234-6392
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Conventional Mortgage
ALTITUDE FINANCIAL CORP
Apr 13, 2023Warranty Deed, Transfer · Conventional Mortgage
ALTITUDE FINANCIAL CORP
Aug 11, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 28, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2023 · Amount on Record
Deed SaleApr 13, 2023 · Amount on Record
Prior SaleAug 11, 2022 · Amount on Record
Deed Document Number20230189759
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2926 E COTTON LN, GILBERT, AZ 85234-6392
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyFIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11039 N 36TH ST, PHOENIX, AZ 85028-2725

Mortgage

Document Number0000341701
DateJun 29, 2023
Instrument20230341701
Lender
NameALTITUDE FINANCIAL CORP
TypeMortgage Company
AddressTUCSON, AZ 85715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateApr 13, 2023
Property Address2926 E COTTON LN, GILBERT, AZ 85234-6392
Document Number0000189759
Map ReferenceMB 510 PG 15
Instrument DateApr 05, 2023
Instrument20230189759
Transaction TypeTransfer
Record UpdatedApr 24, 2023
Title CompanyFIDELITY NATL TTL AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2926 E COTTON LN, GILBERT, AZ 85234-6392

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2926 E COTTON LN, GILBERT, AZ 85234-6392

Mortgage

Document Number0000189760
DateApr 13, 2023
Instrument20230189760
Lender
NameALTITUDE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 11, 2022
Property Address2926 E COTTON LN, GILBERT, AZ 85234-6392
Document Number0000635502
Map ReferenceMB 510 PG 15
Instrument DateAug 08, 2022
Instrument20220635502
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyTITLE ALLIANCE/CORAL GABLES, TITLE ALLIANCE OF GILBERT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2926 E COTTON LN, 2926, GILBERT, AZ 85234-6392

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2926 E COTTON LN, GILBERT, AZ 85234-6392

Mortgage

Document Number0000635503
DateAug 11, 2022
Instrument20220635503
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 28, 2022
Property Address2926 E COTTON LN, GILBERT, AZ 85234-6392
Document Number0000532665
Map ReferenceMB 510 PG 15
Instrument DateJun 27, 2022
Instrument20220532665
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address173 S EQUESTRIAN CT, GILBERT, AZ 85296-1548

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2926 E COTTON LN, GILBERT, AZ 85234-6392
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000754094
DateSep 25, 2019
Instrument20190754094
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$62,260 (+8.5%)$622,600 (+8.5%) Land $124,500 Building $498,100
2025$2,653.00 (+3.11%)
2024$57,380$573,800 Land $114,700 Building $459,100
2023$2,573.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimOct 2025 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Lumen Technologies
DSL
140 / 20

Based on FCC filings for 452 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Cotton Ln

Nearby Streets

Search Property Records by Address or Parcel Number