2994 Ruffle Dr, Bartlett (Memphis), TN 38134 Property Records

Shelby County property record for 2994 Ruffle Dr, Bartlett, TN 38134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1977
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,470 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNB0-157W-A0-0021

Property Details

APN / Parcel Number

Primary APNB0-157W-A0-0021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,428 sqft Living Area
1st Floor Area1,428 sqft
Utility Area49 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
PorchOpen Porch
Porch Area48 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2994 RUFFLE DR
CityBARTLETT
StateTN
Zip38134-3826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionES RUFFLE DRIVE
Legal SubdivisionCARA REV
Legal Lot Number21
JurisdictionSHELBY TN
Township / Civil Division3
Census Block Group2
Census Block2010
Census Tract20634

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2994 RUFFLE DR, BARTLETT, TN 38134-3826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 17, 2006
Transfer Doc0000173725
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address2994 RUFFLE DR, BARTLETT, TN 38134-3826
Document Number0000089301
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedSep 11, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2994 RUFFLE DR BARTLETT TN 381343826, BARTLETT, TN 38134-3826

Mortgage

Document Number0000089301
DateAug 29, 2019
Instrument89301
Lender
NameSUNTRUST BK
TypeBank
AddressNASHVILLE, TN 37219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 28, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBartlett City
CountyShelby County
Unified School DistrictBartlett City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,470.00 (+15.02%)$54,650 (+44.86%) Land $13,750 Building $40,900$218,600 (+44.86%) Land $55,000 Building $163,600
2023$37,725 Land $8,275 Building $29,450
2022$1,278.00
2021$150,900 Land $33,100 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT WATER SYSTEM
serves 57,129 people · EPA ID TN0000765
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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Nearby Streets

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