Shelby County property record for 2978 Ruffle Dr, Bartlett, TN 38134 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 2,052 sqft Living Area |
| Lot Size | 10,000 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2026) |
| Tax Bill | $2,013.00 (2025) |
| Primary APN | B0-157W-A0-0023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 3,456 sqft Gross Area |
| 1st Floor | 2,052 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Traditional Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,000 sqft (0.23 acres) |
| Depth X Width | 125 ft x 80 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 200 sqft Shed |
| Patio Area | 216 sqft Patio |
| Porch | Open Porch |
| Porch Area | 15 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 2978 RUFFLE DR |
|---|---|
| City | BARTLETT |
| State | TN |
| Zip | 38134-3826 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ES RUFFLE DRIVE |
| Legal Subdivision | CARA REV |
| Legal Lot Number | 23 |
| Jurisdiction | SHELBY TN |
| Minor Civil Division | 3 |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 20634 |
Source: Shelby County records · APN B0-157W-A0-0023
Assessment roll updated June 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 13, 2026 | Warranty Deed, Transfer TITLE ESCROW, RIVER CITY TITLE & ESCROW |
| Sep 25, 2025 | Deed of Trust, Mortgage · Commercial Mortgage OVERLAND CAPITAL INVESTMENTS LLC |
| Jul 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 25, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Feb 05, 2025 · Amount on Record |
| Deed Doc Number | 202657858 |
| Prior Transfer Date | Jun 19, 2025 |
| Prior Transfer Doc | 0000052093 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 24, 2026 |
| Property Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Document Number | 0000062624 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202662624 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 13, 2026 |
| Property Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Document Number | 0000057858 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 202657858 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | TITLE ESCROW, RIVER CITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $93,425.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Name | Verified Name |
|---|
| Document Number | 0025083701 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 25083701 |
| Name | OVERLAND CAPITAL INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Apr 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 13, 2022 |
| Property Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Document Number | 0022077535 |
| Map Reference | MB 53 PG 51 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 22077535 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,147.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Document Number | 0022077536 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 22077536 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021050118 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 21050118 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 25, 2017 |
| Property Address | 2978 RUFFLE DR, BARTLETT, TN 38134-3826 |
| Document Number | 0000098572 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 98572 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2017 |
| Title Company | CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2978 RUFFLE DR BARTLETT TN 381343826, BARTLETT, TN 38134-3826 |
| Document Number | 98573 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 98573 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Bartlett City |
| County | Shelby County |
| Unified School District | Bartlett City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,013.00 (+1.77%) | $74,850 (+28.28%) Land $13,750 Building $61,100 | $299,400 (+28.28%) Land $55,000 Building $244,400 |
| 2024 | $1,978.00 | ||
| 2023 | $58,350 Land $8,275 Building $50,075 | ||
| 2022 | $1,978.00 | ||
| 2021 | $233,400 Land $33,100 Building $200,300 |
Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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