2985 Ruffle Dr, Bartlett (Memphis), TN 38134 Property Records

Shelby County property record for 2985 Ruffle Dr, Bartlett, TN 38134 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,384 sqft Living Area
Lot Size	10,375 sqft (0.238 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2021)
Tax Bill	$1,895.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`B0-157W-A0-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,384 sqft Living Area
Gross Area	1,784 sqft Gross Area
1st Floor	1,384 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,375 sqft (0.238 acres)
Depth X Width	125 ft x 83 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	300 sqft Shed
Patio Area	100 sqft Patio
Porch	Open Porch
Porch Area	16 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	2985 RUFFLE DR
City	BARTLETT
State	TN
Zip	38134-3825
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SS COHAY AVE CORNER OF RUFFLE DRIVE
Legal Subdivision	CARA REV
Legal Lot Number	30
Jurisdiction	SHELBY TN
Minor Civil Division	3
Census Blockgroup	2
Census Block	2010
Census Tract	20634

Owner

Source: Shelby County records · APN B0-157W-A0-0030

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2985 RUFFLE DR, BARTLETT, TN 38134-3825
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2021	Warranty Deed, Transfer · Veterans Administration Mortgage COMMUNITY MORTGAGE CORP
Feb 05, 2019	Warranty Deed, Transfer CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Feb 05, 2019 · Amount on Record
Deed Doc Number	202146378
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	2985 RUFFLE DR, BARTLETT, TN 38134-3825
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022010152
Date	Jan 26, 2022
Instrument	22010152

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 20, 2021
Property Address	2985 RUFFLE DR, BARTLETT, TN 38134-3825
Document Number	0021046378
Map Reference	MB 53 PG 51
Instrument Date	Apr 16, 2021
Instrument	21046378
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 RUFFLE DR, BARTLETT, TN 38134-3825

Mortgage

Document Number	0021046379
Date	Apr 20, 2021
Instrument	21046379

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 05, 2019
Property Address	2985 RUFFLE DR, BARTLETT, TN 38134-3825
Document Number	0000011252
Instrument Date	Feb 04, 2019
Instrument	11252
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	CLOSETRAK CLOSING AND TITLE SERVICES, CLOSETRAK CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$462.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4300 AIRLINE RD EADS TN 380289315, EADS, TN 38028-9315

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Bartlett City
County	Shelby County
Unified School District	Bartlett City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+41.31%)	$70,450 (+78.02%) Land $13,750 Building $56,700	$281,800 (+78.02%) Land $55,000 Building $226,800
2023		$39,575 Land $8,275 Building $31,300
2022	$1,341.00
2021			$158,300 Land $33,100 Building $125,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

2985 Ruffle Dr, Bartlett (Memphis), TN 38134 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Ruffle Dr

Nearby Streets

Search Property Records by Address or Parcel Number