2991 N Orr Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2991 N Orr Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,316 sqft · built 1973
Lot Size	0.639 acres (27,835 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2022)
Tax Bill	$1,070 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-13-1001-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-13-1001-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area
1st Floor Area	1,974 sqft
Basement Area	1,030 sqft
Unfinished Basement	826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,835 sqft (0.639 acres)
Lot Depth	165 ft Depth
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	450 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2991 N ORR RD
City	HEMLOCK
State	MI
Zip	48626-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	N 168.78 FT OF E 165 FT OF NE 1/4 OF NE 1/4 0.64 ACRE SEC 13 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	13
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1030
Census Tract	12100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2991 N ORR RD, HEMLOCK, MI 48626-8406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Deed Document Number	202216125
Prior Transfer Date	Oct 21, 2004
Prior Transfer Doc	0007233467
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2991 N ORR RD, HEMLOCK, MI 48626-8406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 CONGRESS AVE, SAGINAW, MI 48602-3107

Mortgage

Document Number	0000016495
Date	Jun 7, 2022
Instrument	2022016495

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 2, 2022
Property Address	2991 N ORR RD, HEMLOCK, MI 48626-8406
Document Number	0000016125
Instrument Date	May 26, 2022
Instrument	2022016125
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 BARBEAU DR, SAGINAW, MI 48638-5401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3232 CONGRESS AVE, SAGINAW, MI 48602-3107

Mortgage

Document Number	0000016495
Date	Jun 2, 2022
Instrument	2022016495

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,800 (+1.59%)	$255,600 (+1.59%)
2025	$1,070.00 (-67.91%) Homeowner's exemption
2023		$125,800	$251,600
2022	$3,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Orr Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures