2936 N Orr Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2936 N Orr Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 984 sqft · built 1967
Lot Size	0.796 acres (34,674 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2022)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-18-2019-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-18-2019-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,674 sqft (0.796 acres)
Lot Dimensions	209 ft deep x 166 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2936 N ORR RD
City	HEMLOCK
State	MI
Zip	48626-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	S 166 FT OF N 374.7 FT OF W 208.7 FT OF NW 1/4 -- 0.80 ACRE SEC 18 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	18
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	2
Census Block	2020
Census Tract	12002

Owner

2936 N Orr Rd is owned and occupied by an individual who bought it in October 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2936 N ORR RD, HEMLOCK, MI 48626-8406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Sep 16, 2021 · Amount on File
Deed Document Number	202227058
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 14, 2022
Property Address	2936 N ORR RD, HEMLOCK, MI 48626-8406
Document Number	0000027058
Instrument Date	Oct 11, 2022
Instrument	2022027058
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2936 N ORR RD, 2936, HEMLOCK, MI 48626-8406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3768 TRIMM RD, SAGINAW, MI 48609-9769

Mortgage

Document Number	0000027059
Date	Oct 14, 2022
Instrument	2022027059

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 16, 2021
Property Address	2936 N ORR RD, HEMLOCK, MI 48626-8406
Document Number	2021030327
Instrument Date	Sep 15, 2021
Instrument	2021030327
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10796 DICE RD, 10796, FREELAND, MI 48623-9208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2936 N ORR RD, HEMLOCK, MI 48626-8406

Mortgage

Document Number	2021030328
Date	Sep 16, 2021
Instrument	2021030328

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2936 N Orr Rd was $2,833 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,700	$189,400
2025	$2,833.00 Homeowner's exemption
2023		$66,500	$133,000
2022	$1,867.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2936 N Orr Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2936 N Orr Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G and 4G LTE (outdoors only)

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