2943 N Orr Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 2943 N Orr Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,418 sqft · built 1972
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,600 (Sep 2011)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-13-1024-001`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-13-1024-001`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,554 sqft
Basement Area	1,130 sqft
Unfinished Basement	1,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2943 N ORR RD
City	HEMLOCK
State	MI
Zip	48626-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT A PT 168.78 FT S FROM NE CORN OF SEC 13 TH CONT S 224.92 FT TH W 205 FT TH S 23 FT TH W 57 FT TH N 191.70 FT TH E 97
Legal Range	02E
Legal Township	12N
Legal Section	13
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1030
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2943 N ORR RD, HEMLOCK, MI 48626-8406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK
Sep 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage 1ST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2011 · Amount on Record
Deed Sale	Sep 7, 2011 · Amount on Record
Prior Sale	Aug 18, 2010 · Amount on Record
Deed Document Number	201125291
Deed Book / Page	2635 / 300
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2943 N ORR RD, HEMLOCK, MI 48626-8406
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4261 SPURWOOD DR, SAGINAW, MI 48603-7272

Mortgage

Document Number	2021001050
Date	Jan 8, 2021
Instrument	2021001050

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2943 N ORR RD, HEMLOCK, MI 48626-8406
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4261 SPURWOOD DR, SAGINAW, MI 48603-7272

Mortgage

Document Number	2020024560
Date	Sep 30, 2020
Instrument	2020024560

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,100 (+33.36%)	$318,200 (+33.36%)
2025	$4,066.00 (+19.2%) Homeowner's exemption
2023		$119,300	$238,600
2022	$3,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: LakeNet.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Orr Rd

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