Osceola County property record for 2991 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,489 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $223,000 (2019) |
| Tax Bill | $2,665.00 (2025) |
| Primary APN | 128767 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,489 sqft Heated Area |
| Gross Area | 1,909 sqft Gross Area |
| 1st Floor | 1,489 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 380 sqft Garage |
| Patio Area | 32 sqft Patio |
| Porch | Open Porch |
| Porch Area | 40 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128767 |
|---|---|
| Old Parcel Number | 222630275400010350 |
| Street Address | 2991 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 35 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 7 |
| Legal Tract | 77 |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128767
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2991 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONWIDE MORTGAGE COMPANY INC |
| Jul 29, 2019 | Deed of Trust, Mortgage · Stand Alone Second Mortgage AMERICAN NATIONWIDE MORTGAGE COMPANY INC |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONWIDE MORTGAGE COMPAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on Record |
| Deed Sale | Jun 25, 2019 · Amount on Record |
| Prior Sale | Sep 10, 2007 · Amount on Record |
| Deed Doc Number | 2019081912 |
| Deed Book / Page | 5547 / 0258 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2991 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2991 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Document Number | 0065162031 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 6516/2031 |
| Instrument | 2023160610 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2991 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2991 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Document Number | 0061280152 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 6128/152 |
| Instrument | 2022006744 |
| Name | AMERICAN NATIONWIDE MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33624 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2991 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055631972 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 5563/1972 |
| Instrument | 2019097054 |
| Name | AMERICAN NATIONWIDE MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33624 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 25, 2019 |
| Property Address | 2991 ELBIB DR, SAINT CLOUD, FL 34772-8527 |
| Document Number | 0055470258 |
| Book / Page | 5547 / 0258 |
| Map Reference | MB 15 PG 116 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019081912 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | STONEBRIDGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,561.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2547 SUNNYSIDE AVE, 2547, KISSIMMEE, FL 34744-6283 |
| Name | Verified Name |
|---|---|
| Address | 12025 VILLANOVA DR, ORLANDO, FL 32837-7653 |
| Document Number | 0005547260 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 5547/260 |
| Name | AMERICAN NATIONWIDE MORTGAGE COMPAN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,665.00 (+6.86%) Homeowner's exemption Widower's exemption | $196,789 (+5.99%) | $280,300 (-2.64%) Land $65,000 Building $215,300 |
| 2023 | $2,494.00 (+0.56%) Homeowner's exemption Widower's exemption | $185,673 (+3%) | $287,900 (+15.62%) Land $60,000 Building $227,900 |
| 2022 | $2,480.00 Homeowner's exemption Widower's exemption | $180,266 | $249,000 Land $55,000 Building $194,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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