2992 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2992 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,222 sqft Heated Area
Lot Size	5,271 sqft (0.121 acres)
Garage	Finished, 420 sqft
Occupancy	Owner Occupied
Tax Bill	$6,143.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128776`
Alternative APNs	`222630007700010450` `222630275400010450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,222 sqft Heated Area
Gross Area	2,906 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Upper Floors	1,102 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,271 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	228 sqft Patio
Porch	Finished/Screened Porch
Porch Area	264 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128776
Old Parcel Number	222630275400010450
Street Address	2992 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 45
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	7
Legal Tract	77
Legal Block	1
Legal Lot Number	45
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1009
Census Tract	43207

Owner

Source: Osceola County records · APN 128776

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2992 ELBIB DR, SAINT CLOUD, FL 34772-8525
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2024
Deed Sale	Nov 01, 2024
Prior Sale	Mar 03, 2004 · Amount on Record
Deed Doc Number	0006669701
Deed Book / Page	5169 / 2348
Prior Transfer Date	Jun 26, 2017
Prior Transfer Doc	2017092770
Record Refreshed	Jun 08, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 26, 2017
Property Address	2992 ELBIB DR, SAINT CLOUD, FL 34772-8525
Document Number	0051692348
Book / Page	005169 / 002348
Instrument Date	Jun 23, 2017
Instrument	92770
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,574.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2992 ELBIB DR ST CLOUD FL 347728525, ST CLOUD, FL 34772-8525

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,143.00 (+85.7%)	$343,000 (+51.89%) Land $65,000 Building $278,000	$343,000 (-3.19%) Land $65,000 Building $278,000
2023	$3,308.00 (+3.67%) Homeowner's exemption	$225,819 (+3%)	$354,300 (+15.82%) Land $60,000 Building $294,300
2022	$3,191.00 Homeowner's exemption	$219,242	$305,900 Land $55,000 Building $250,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 730 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.