2983 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2983 Elbib Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,632 sqft Living Area
Lot Size	8,973 sqft (0.206 acres)
Occupancy	Owner Occupied
Last Sale	$279,000 (2021)
Tax Bill	$4,455.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`22-26-30-0077-0001-0310`
Alternative APNs	`222630275400010310` `263022007700010310` `128763`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area
Gross Area	2,092 sqft Gross Area
1st Floor	1,632 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,973 sqft (0.206 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	50 sqft Patio
Porch Area	348 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2983 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8527
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 31
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES PH 7
Legal Phase	7
Legal Tract	77
Legal Block	310
Legal Lot Number	31
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 22-26-30-0077-0001-0310

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2983 ELBIB DR, SAINT CLOUD, FL 34772-8527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Mar 26, 2007 · Amount on Record
Deed Doc Number	2021110625
Deed Book / Page	6003 / 2486
Prior Transfer Date	Feb 23, 2005
Prior Transfer Doc	0027290484
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 16, 2021
Property Address	2983 ELBIB DR, SAINT CLOUD, FL 34772-8527
Document Number	0060032486
Book / Page	6003 / 2486
Map Reference	MB 15 PG 116
Instrument Date	Jul 13, 2021
Instrument	2021110625
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5472 MARYLEBONE DR, 5472, SAINT CLOUD, FL 34771-3901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2983 ELBIB DR, SAINT CLOUD, FL 34772-8527

Mortgage

Document Number	60032488
Date	Jul 16, 2021
Instrument	6003/2488

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,609.00 (+3.46%) Homeowner's exemption	$300,384 (+5.99%)	$308,900 (-2.98%) Land $65,000 Building $243,900
2024	$4,455.00 (+2.53%)
2023	$4,345.00 (+4.05%) Homeowner's exemption	$283,417 (+3.47%)	$318,400 (+16.25%) Land $60,000 Building $258,400
2022	$4,176.00 Homeowner's exemption	$273,900 Land $55,000 Building $218,900	$273,900 Land $55,000 Building $218,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 27% of Florida
Wildfire Likelihood	About 1 in 730 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.