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299 Riverside Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 299 Riverside Ave, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,295 sqft · built 1970
Lot Size0.531 acres (23,130 sqft)
Owner2 Individual Names on Record
Last Sale$725,000 (Apr 2021)
Tax Bill$11,335 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN077-222-26

Property Details

APN / Parcel Number

Primary APN077-222-26
Alternative APN
  • 077-222-26-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,295 sqft Living Area
Gross Area2,802 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area23,130 sqft (0.531 acres)
Garage TypeAttached
Garage Area507 sqft
Parking Spaces2 Parking Spaces
Deck Area146 sqft
Patio Area146 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address299 RIVERSIDE AVE
CityBEN LOMOND
StateCA
Zip95005-9588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2016
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address299 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2021 · Amount on Record
Deed SaleApr 28, 2021 · Amount on Record
Deed Document Number202124154
Prior Transfer DateApr 14, 2021
Prior Transfer Doc0000024154
Record UpdatedSep 20, 2026

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 28, 2021
Property Address299 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588
Document Number0000024154
Instrument DateApr 14, 2021
Instrument2021-0024154
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$797.50
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address299 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588

Mortgage

Document Number0000024155
DateApr 28, 2021
Instrument2021-0024155
Lender
NameDENIS J RAMLREZ ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$966,070 (+2%) Land $662,448 Building $303,622
2025$11,335.00 (+4.1%) Homeowner's exemption$947,128 (+4.04%) Land $649,459 Building $297,669
2023$10,889.00 (+2.41%) Homeowner's exemption$910,350 Land $624,240 Building $286,110$761,400
2022$10,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Surfnet Communications, T-Mobile.

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