Santa Cruz County property record for 237 Riverside Ave, Ben Lomond, CA 95005 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,436 sqft Living Area |
| Lot Size | 11,979 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,060,000 (2025) |
| Tax Bill | $10,652.00 (2025) |
| Primary APN | 077-171-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,436 sqft Living Area |
| Gross Area | 1,952 sqft Gross Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,979 sqft (0.275 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 516 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 237 RIVERSIDE AVE |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9588 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SAN LORENZO VALLEY |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 120302 |
Source: Santa Cruz County records · APN 077-171-31
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Feb 08, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 01, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) OPES ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on Record |
| Deed Sale | Jan 13, 2025 · Amount on Record |
| Prior Sale | May 01, 2018 · Amount on Record |
| Deed Doc Number | 2025571 |
| Prior Transfer Date | Jan 11, 2021 |
| Prior Transfer Doc | 0000007201 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 24, 2026 |
| Property Address | 237 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588 |
| Document Number | 0000014225 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202614225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 237 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588 |
| Document Number | 0000014225, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 202614225 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 08, 2021 |
| Property Address | 237 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588 |
| Document Number | 0000007201 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021-0007201 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMER TTL CO MTG SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588 |
| Document Number | 0000007202 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021-0007202 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 01, 2018 |
| Property Address | 237 RIVERSIDE AVE, BEN LOMOND, CA 95005-9588 |
| Document Number | 0000013063 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 13063 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 237 RIVERSIE AVENUE BEN BEN LOMOND CA 95005, BEN LOMOND, CA 95005 |
| Document Number | 13064 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 13064 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,081,200 (+21.82%) Land $810,900 Building $270,300 | ||
| 2025 | $10,652.00 (+4.17%) | $887,507 (+4.04%) Land $647,880 Building $239,627 | |
| 2023 | $10,226.00 (+2.4%) Homeowner's exemption | $853,044 Land $622,722 Building $230,322 | $815,760 |
| 2022 | $9,986.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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