299 Garfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 299 Garfield Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1951
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Company Names on Record
Last Sale	$660,000 (Oct 2020)
Tax Bill	$9,385 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`486-073-04-00`

Property Details

APN / Parcel Number

Primary APN	`486-073-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	299 GARFIELD AVE
City	EL CAJON
State	CA
Zip	92020-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 31 TR 002638
Legal Subdivision	GARFIELD AVE SUB
Legal Tract	002638
Legal Block	2
Legal Lot Number	31
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	299 GARFIELD AVE, EL CAJON, CA 92020-2727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 19, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jun 30, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU
Feb 16, 2017	Grant Deed, Transfer · Commercial Mortgage 5 ARCH FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	2020634523
Prior Transfer Date	May 11, 2003
Prior Transfer Doc	0000602777
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	299 GARFIELD AVE, EL CAJON, CA 92020-2727
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 GARFIELD AVE, EL CAJON, CA 92020-2727

Mortgage

Document Number	0000032335
Date	Feb 8, 2023
Instrument	2023-0032335

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 19, 2020
Property Address	299 GARFIELD AVE, EL CAJON, CA 92020-2727
Document Number	0000634523
Map Reference	MAP 2638
Instrument Date	Sep 9, 2020
Instrument	2020-0634523
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	299 GARFIELD AVE, EL CAJON, CA 92020-2727

Mortgage

Document Number	0000634524
Date	Oct 19, 2020
Instrument	2020-0634524

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2017
Property Address	299 GARFIELD AVE, EL CAJON, CA 92020-2727
Document Number	0000300003
Instrument Date	Jun 12, 2017
Instrument	300003
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 GARFIELD AVE EL CAJON CA 920202727, EL CAJON, CA 92020-2727

Mortgage

Document Number	300004
Date	Jun 30, 2017
Instrument	300004

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2017
Property Address	299 GARFIELD AVE, EL CAJON, CA 92020-2727
Document Number	0000078866
Map Reference	MAP2638
Instrument Date	Dec 23, 2016
Instrument	2017-0078866
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 IOWA ST, SAN DIEGO, CA 92104-3009

Mortgage

Document Number	0000078867
Date	Feb 16, 2017
Instrument	2017-0078867

Lender

Name	5 ARCH FUNDING CORP
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,691 (+2%) Land $386,427 Building $342,264
2025	$9,385.00 (+0.68%)	$714,403 (+4.04%) Land $378,850 Building $335,553
2023	$9,322.00 (-0.64%) Homeowner's exemption	$686,664 Land $364,140 Building $322,524
2022	$9,382.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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