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348 Garfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 348 Garfield Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,061 sqft · built 1951
Lot Size0.168 acres (7,300 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jul 2014)
Tax Bill$6,824 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN486-072-10-00

Property Details

APN / Parcel Number

Primary APN486-072-10-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,061 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area7,300 sqft (0.168 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address348 GARFIELD AVE
CityEL CAJON
StateCA
Zip92020-2730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 63 TR 002638
Legal SubdivisionGARFIELD AVE SUB
Legal Tract002638
Legal Block3
Legal Lot Number63
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3021
Census Tract16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address348 GARFIELD AVE, EL CAJON, CA 92020-2730
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Apr 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2014 · Amount on Record
Deed SaleJul 18, 2014 · Amount on Record
Prior SaleMar 29, 2007 · Amount on Record
Deed Document Number2014301234
Last Transfer DateApr 7, 2020
Transfer Doc0000214494
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address348 GARFIELD AVE, EL CAJON, CA 92020-2730
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 GARFIELD AVE, EL CAJON, CA 92020-2730

Mortgage

Document Number0000616741
DateAug 30, 2021
Instrument2021-0616741
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 28, 2020
Property Address348 GARFIELD AVE, EL CAJON, CA 92020-2730
Document Number0000214494
Map ReferenceMAP 2638
Instrument DateApr 7, 2020
Instrument2020-0214494
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address348 GARFIELD AVE, EL CAJON, CA 92020-2730

Mortgage

Document Number0000214495
DateApr 28, 2020
Instrument2020-0214495
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$587,991 (+15.12%) Land $196,136 Building $391,855
2025$6,824.00 (+4.06%) Homeowner's exemption$510,777 (+4.04%) Land $192,291 Building $318,486
2023$6,558.00 (-0.29%) Homeowner's exemption$490,945 Land $184,825 Building $306,120
2022$6,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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