282 Garfield Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 282 Garfield Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1951
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Company Names on Record
Last Sale	$728,000 (Nov 2025)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`486-072-07-00`

Property Details

APN / Parcel Number

Primary APN	`486-072-07-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	962 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	282 GARFIELD AVE
City	EL CAJON
State	CA
Zip	92020-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 60 TR 002638
Legal Subdivision	GARFIELD AVE SUB
Legal Tract	002638
Legal Block	3
Legal Lot Number	60
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3021
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Intrafamily Transfer, Transfer
Nov 14, 2025	Grant Deed, Transfer LAWYERS TITLE
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Dec 14, 2018	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	2025322521
Prior Transfer Date	Jul 19, 1993
Prior Transfer Doc	0000545889
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 11, 2026
Property Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728
Document Number	0000038436
Map Reference	MAP 2638
Instrument Date	Jan 12, 2026
Instrument	2026-0038436
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2025
Property Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728
Document Number	0000322521
Map Reference	MAP 2638
Instrument Date	Nov 6, 2025
Instrument	2025-0322521
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728

Mortgage

Document Number	0000712461
Date	Oct 13, 2021
Instrument	2021-0712461

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728
Document Number	0000514722
Map Reference	MAP 2638
Instrument Date	Dec 14, 2018
Instrument	2018-0514722
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 GARFIELD AVE, EL CAJON, CA 92020-2728

Mortgage

Document Number	0000514723
Date	Dec 14, 2018
Instrument	2018-0514723

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,341 (+119.62%) Land $218,029 Building $234,312
2025	$3,211.00 (+17.19%) Homeowner's exemption	$205,969 (+4.04%) Land $99,377 Building $106,592
2023	$2,740.00 (-1.4%) Homeowner's exemption	$197,972 Land $95,519 Building $102,453
2022	$2,779.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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