299 Chambers Ave, Cornelia, GA 30531 Property Records

Habersham County property record for 299 Chambers Ave, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1967
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$2,546 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116C089`

Property Details

APN / Parcel Number

Primary APN	`116C089`
Alternative APNs	`684527` `409890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,700 sqft Heated Area
Gross Area	1,999 sqft
1st Floor Area	1,700 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	222 sqft
Storage Building	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	409890
Street Address	299 CHAMBERS AVE
City	CORNELIA
State	GA
Zip	30531-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-172 PB 38-90 830-616
Legal Subdivision	PARK VIEW
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2079
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Aug 31, 2021	Deed of Trust, Mortgage NORTH GEORGIA CREDIT UNION
May 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Apr 29, 2026
Property Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103
Document Number	1431000072
Book / Page	1431 / 72
Instrument Date	Apr 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103

Mortgage

Document Number	1431000072,
Date	Apr 29, 2026
Book Page	1431/72

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2031

Interest

Rate	6.46%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103

Mortgage

Document Number	0000001276/0000000083
Date	Aug 31, 2021
Book Page	0000001276/0000000083

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103

Mortgage

Document Number	0000001337/0000000079
Date	May 10, 2023
Book Page	0000001337/0000000079

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jan 1, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 CHAMBERS AVE, CORNELIA, GA 30531-4103

Mortgage

Document Number	0000001236/0000000962
Date	Oct 26, 2020
Book Page	0000001236/0000000962

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,546.00 Homeowner's exemption	$85,333 (+29.54%) Land $11,086 Building $74,247	$213,332 (+29.54%) Land $27,715 Building $185,617
2023	Homeowner's exemption	$65,872 (+15.89%) Land $8,928 Building $56,944	$164,680 (+15.89%) Land $22,320 Building $142,360
2022	Homeowner's exemption	$56,840 Land $8,928 Building $47,912	$142,100 Land $22,320 Building $119,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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