Habersham County property record for 264 Chambers Ave, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,485 sqft · built 1970 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Dec 2022) |
| Tax Bill | $2,228 (2023) |
| Deeds & Mortgages | Nov 2007 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116C093 |
| Primary APN | 116C093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,485 sqft Heated Area |
| Gross Area | 3,111 sqft |
| 1st Floor Area | 1,625 sqft |
| Basement Area | 1,030 sqft |
| Finished Basement | 140 sqft |
| Unfinished Basement | 890 sqft |
| Sunroom | Sunroom |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.439 acres) |
| Lot Dimensions | 203 ft deep x 96 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 685044 |
|---|---|
| Street Address | 264 CHAMBERS AVE |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10-182 PARKVIEW SD 1326-171 |
| Legal Subdivision | PARKVIEW |
| Legal Lot Number | 10 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 400 |
Source: Habersham County records · APN 116C093
Assessment roll updated July 1, 2023 · Last verified March 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 264 CHAMBERS AVE, CORNELIA, GA 30531-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2007 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF GEORGIA |
| Dec 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL |
| May 09, 2013 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | May 09, 2013 · Amount on Record |
| Deed Document Number | 0001326171 |
| Deed Book / Page | 1326 / 171 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 264 CHAMBERS AVE, CORNELIA, GA 30531-4133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000829/289 |
|---|---|
| Date | Nov 26, 2007 |
| Book Page | 829/289 |
| Name | CREDIT UNION OF GEORGIA |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Dec 29, 2022 |
| Property Address | 264 CHAMBERS AVE, CORNELIA, GA 30531-4133 |
| Document Number | 001326/171 |
| Book / Page | 1326 / 171 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2022-003211 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 CHAMBERS AVE, CORNELIA, GA 30531-4133 |
| Document Number | 0001326173 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 1326/173 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | May 09, 2013 |
| Property Address | 264 CHAMBERS AVE, CORNELIA, GA 30531-4133 |
| Document Number | 001026/419 |
| Book / Page | 1026 / 419 |
| Instrument Date | May 09, 2013 |
| Instrument | 2013-001115 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 264 CHAMBERS AVE, CORNELIA, GA 30531-4133 |
| Document Number | 001026/421 |
|---|---|
| Date | May 10, 2013 |
| Book Page | 1026/421 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 01, 2014 |
Source: Habersham County records · Assessment roll updated July 1, 2023 · Last verified March 2024
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Municipality | Cornelia City |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,228.00 | $85,868 (+80.74%) Land $5,760 Building $80,108 | $214,670 (+80.74%) Land $14,400 Building $200,270 |
| 2022 | Homeowner's exemption | $47,508 Land $5,760 Building $41,748 | $118,770 Land $14,400 Building $104,370 |
Source: FEMA National Flood Hazard Layer as of January 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Habersham Electric Membership Fiber | 1,000 / 1,000 |
| Uniti Group Cable · DSL · Fiber in parts of the area | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 160 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CORNELIA serves 6,130 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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