296 Chambers Ave, Cornelia, GA 30531 Property Records

Habersham County property record for 296 Chambers Ave, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1973
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$172,480 (Mar 2021)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116C091`

Property Details

APN / Parcel Number

Primary APN	`116C091`
Alternative APNs	`680824` `409894`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Heated Area
Gross Area	3,344 sqft
1st Floor Area	1,432 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	167 ft deep x 99 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	409894
Street Address	296 CHAMBERS AVE
City	CORNELIA
State	GA
Zip	30531-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-182 PARKVIEW BL PB70-286 1252-465
Legal Subdivision	PARKVIEW
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2084
Census Tract	400

Owner

Source: Habersham County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1097 MIZE RD, TOCCOA, GA 30577-0678
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL
Jun 1, 2020	Warranty Deed, Transfer
May 5, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	2021495
Deed Book / Page	1252 / 465
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	001219/994
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 4, 2021
Property Address	296 CHAMBERS AVE, CORNELIA, GA 30531-4133
Document Number	001252/465
Book / Page	1252 / 465
Instrument Date	Mar 4, 2021
Instrument	2021-000495
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 CHAMBERS AVE, CORNELIA, GA 30531-4133

Mortgage

Document Number	0000001252/0000000467
Date	Mar 5, 2021
Book Page	0000001252/0000000467

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 1, 2020
Property Address	296 CHAMBERS AVE, CORNELIA, GA 30531-4133
Document Number	001223/568
Book / Page	1223 / 568
Instrument Date	Jun 1, 2020
Instrument	2020-001096
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 82, CORNELIA, GA 30531-1000

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 5, 2020
Property Address	296 CHAMBERS AVE, CORNELIA, GA 30531-4133
Document Number	001219/994
Book / Page	1219 / 994
Instrument Date	May 5, 2020
Instrument	2020-000894
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 ELBERTA ST, CORNELIA, GA 30531-2100

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,972.00 (+45.12%)	$88,312 (+11.9%) Land $10,356 Building $77,956	$220,781 (+11.9%) Land $25,890 Building $194,891
2023	$2,048.00 (+14.41%)	$78,920 (+14.42%) Land $8,156 Building $70,764	$197,300 (+14.42%) Land $20,390 Building $176,910
2022	$1,790.00	$68,976 Land $8,156 Building $60,820	$172,440 Land $20,390 Building $152,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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