2988 N Hamlin Ter, Hernando, FL 34442 Property Records

Citrus County property record for 2988 N Hamlin Ter, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2019
Lot Size	0.84 acres (36,615 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2023)
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00080-027.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00080-027.0`
Alternative APNs	`1818S19E0100000800270` `2377216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	36,615 sqft (0.84 acres)
Garage Area	687 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2377216
Old Parcel Number	1818S19E0100000800270
Street Address	2988 N HAMLIN TER
City	HERNANDO
State	FL
Zip	34442-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 27 BLK 8
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	8
Legal Lot Number	27
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2018
Census Tract	450104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2988 N HAMLIN TER, HERNANDO, FL 34442-4532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · FHA Mortgage SOUTH STATE BANK NA
Oct 2, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 21, 2017	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	2023053740
Deed Book / Page	3410 / 173
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 18, 2023
Property Address	2988 N HAMLIN TER, HERNANDO, FL 34442-4532
Document Number	0034100173
Book / Page	3410 / 173
Map Reference	MB 8 PG 5&6
Instrument Date	Sep 15, 2023
Instrument	2023053740
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	INFINITY TITLE INSURANCE AGENCY LLC, INFINITY TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9915 WEEPING WILLOW DR, MANHATTAN, KS 66502-7715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 N HAMLIN TER, HERNANDO, FL 34442-4532

Mortgage

Document Number	0003410175
Date	Sep 18, 2023
Instrument	3410/175

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 2, 2020
Property Address	2988 N HAMLIN TER, HERNANDO, FL 34442-4532
Document Number	0030961878
Book / Page	3096 / 1878
Map Reference	MB 8 PG 5&6
Instrument Date	Oct 2, 2020
Instrument	2020052911
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1125 LEHIGH TER, 1125, INVERNESS, FL 34452-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2988 N HAMLIN TER, HERNANDO, FL 34442-4532

Mortgage

Document Number	30961880
Date	Oct 2, 2020
Instrument	3096/1880

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 21, 2017
Property Address	2988 N HAMLIN TER, HERNANDO, FL 34442-4532
Document Number	0028472459
Book / Page	002847 / 002459
Instrument Date	Aug 18, 2017
Instrument	38708
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 LEHIGH TER INVERNESS FL 344526819, INVERNESS, FL 34452-6819

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,575.00 (-0.72%) Homeowner's exemption Additional exemption filed	$293,177 (-5.08%) Land $27,500 Building $265,677	$293,177 (-5.08%) Land $27,500 Building $265,677
2024	$3,601.00 (+30.19%) Homeowner's exemption Additional exemption filed	$308,853 (+0.11%) Land $26,500 Building $282,353	$308,853 (+0.11%) Land $26,500 Building $282,353
2023	$2,766.00 (+6.88%) Homeowner's exemption Additional exemption filed	$308,509 (+22.51%) Land $24,000 Building $284,509	$308,509 (+22.51%) Land $24,000 Building $284,509
2022	$2,588.00 Homeowner's exemption Additional exemption filed	$251,833 Land $18,000 Building $233,833	$251,833 Land $18,000 Building $233,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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