Citrus County property record for 2945 N Hamlin Ter, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 2000 |
| Lot Size | 3.1 acres (135,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Aug 2019) |
| Tax Bill | $27 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0100-00090-0800 |
| Primary APN | 19E-18S-18-0100-00090-0800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 2,091 sqft |
| 1st Floor Area | 1,608 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 135,126 sqft (3.1 acres) |
| Lot Dimensions | 418 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 253 sqft |
| Patio Area | 196 sqft |
| Utility Building | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3500973 |
|---|---|
| Street Address | 2945 N HAMLIN TER, 81 |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | CITRUS HILLS LOTS 80 81 & 82 BLK 9 DESC IN OR BK 712 PG 1561 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Subdivision | CITRUS HILLS (PB-8 PG-5) |
| Legal Block | 9 |
| Legal Lot Number | 80 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 450104 |
Source: Citrus County records · APN 19E-18S-18-0100-00090-0800
Assessment roll updated December 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2945 N HAMLIN TER, HERNANDO, FL 34442-4534 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 13, 2019 | Warranty Deed, Transfer · VA Mortgage CAPITAL CITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Jan 28, 2008 · Amount on Record |
| Deed Document Number | 201942327 |
| Deed Book / Page | 2997 / 929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2945 N HAMLIN TER, HERNANDO, FL 34442-4534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0031261137 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 3126/1137 |
| Instrument | 2021003034 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 13, 2019 |
| Property Address | 2945 N HAMLIN TER, HERNANDO, FL 34442-4534 |
| Document Number | 0029970929 |
| Book / Page | 2997 / 0929 |
| Map Reference | MB 8 PG 5&6 |
| Instrument Date | Aug 07, 2019 |
| Instrument | 2019042327 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | MANATEE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4319 N PONY DR, 4319, BEVERLY HILLS, FL 34465-8440 |
| Name | Verified Name |
|---|---|
| Address | 1814 E CLEVELAND ST, HERNANDO, FL 34442-6509 |
| Document Number | 0029970930 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2997-0930 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27.00 Veteran's exemption | $226,839 (-33.86%) | $329,587 (-3.9%) Land $82,500 Building $247,087 |
| 2024 | $27.00 Homeowner's exemption Additional exemption filed | $342,971 (+7.75%) Land $79,500 Building $263,471 | $342,971 (+7.75%) Land $79,500 Building $263,471 |
| 2023 | $27.00 (-68.24%) Homeowner's exemption Additional exemption filed | $318,296 (+29.8%) Land $72,000 Building $246,296 | $318,296 (+29.8%) Land $72,000 Building $246,296 |
| 2022 | $85.00 Homeowner's exemption Additional exemption filed | $245,213 Land $54,000 Building $191,213 | $245,213 Land $54,000 Building $191,213 |
Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 50 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures