2889 N Hamlin Ter, Hernando, FL 34442 Property Records

Citrus County property record for 2889 N Hamlin Ter, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 2004
Lot Size	1.03 acres (45,243 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2023)
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00090-084.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00090-084.0`
Alternative APNs	`1818S19E0100000900840` `2377470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,243 sqft (1.03 acres)
Garage Area	600 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2377470
Old Parcel Number	1818S19E0100000900840
Street Address	2889 N HAMLIN TER
City	HERNANDO
State	FL
Zip	34442-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 84 BLK 9
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	9
Legal Lot Number	84
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2015
Census Tract	450104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2889 N HAMLIN TER, HERNANDO, FL 34442-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Warranty Deed, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC
Jun 29, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Aug 27, 2003 · Amount on Record
Deed Document Number	2023072283
Deed Book / Page	3432 / 593
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 18, 2023
Property Address	2889 N HAMLIN TER, HERNANDO, FL 34442-4534
Document Number	0034320593
Book / Page	3432 / 593
Map Reference	MB 8 PG 5&6
Instrument Date	Nov 30, 2023
Instrument	2023072283
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	FIRST NATIONAL TITLE LLC, FIRST NATIONAL T&E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 HILL ST, GRISWOLD, CT 06351-2146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2889 N HAMLIN TER, HERNANDO, FL 34442-4534

Mortgage

Document Number	0003432595
Date	Dec 18, 2023
Instrument	3432/595

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2889 N HAMLIN TER, HERNANDO, FL 34442-4534
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2889 N HAMLIN TER, HERNANDO, FL 34442-4534

Mortgage

Document Number	0032980183
Date	Jun 29, 2022
Book Page	3298/183
Instrument	2022046148

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,679.00 (-18.3%) Homeowner's exemption Additional exemption filed	$207,927 (-0.98%) Land $27,500 Building $180,427	$207,927 (-0.98%) Land $27,500 Building $180,427
2024	$3,279.00 (+343.11%)	$209,990 (+1.21%) Land $26,500 Building $183,490	$209,990 (+1.21%) Land $26,500 Building $183,490
2023	$740.00 (+6.94%) Homeowner's exemption Additional exemption filed	$207,471 (+22.76%) Land $24,000 Building $183,471	$207,471 (+22.76%) Land $24,000 Building $183,471
2022	$692.00 Homeowner's exemption Additional exemption filed	$169,011 Land $18,000 Building $151,011	$169,011 Land $18,000 Building $151,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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