2986 Electric Ave, Port Huron, MI 48060 Property Records

St. Clair County property record for 2986 Electric Ave, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1958
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Oct 2020)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-583-0036-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-583-0036-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2986 ELECTRIC AVE
City	PORT HURON
State	MI
Zip	48060-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 52 REIDS RIVERSIDE PLAT INCL 1/2 VAC ALLEY ADJ
Legal Subdivision	REIDS RIVERSIDE PLAT
Legal Lot Number	52
Legal Unit	52
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1009
Census Tract	620000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2986 ELECTRIC AVE, PORT HURON, MI 48060-6674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	202025337
Deed Book / Page	5255 / 748
Prior Transfer Date	Dec 5, 2013
Prior Transfer Doc	004466/168
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 14, 2020
Property Address	2986 ELECTRIC AVE, PORT HURON, MI 48060-6674
Document Number	0005255748
Book / Page	5255 / 748
Map Reference	LB 48 PG 6
Instrument Date	Sep 23, 2020
Instrument	2020025337
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2986 ELECTRIC AVE, 2986, PORT HURON, MI 48060-6674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5772 SMITHS CREEK RD, KIMBALL, MI 48074-3711

Mortgage

Document Number	2020025338
Date	Oct 14, 2020
Instrument	2020025338

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2986 ELECTRIC AVE, PORT HURON, MI 48060-6674
Document Number	0048520527
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2986 ELECTRIC AVE PORT HURON MI 480606674, PORT HURON, MI 48060-6674

Mortgage

Document Number	0048520527
Date	Jul 25, 2017
Book Page	004852/000527

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,200 (+2.62%)	$164,400 (+2.62%)
2025	$3,217.00 (+2.65%) Homeowner's exemption	$80,100 (+11.4%)
2024	$3,134.00 (+13.8%)		$160,200 (+11.4%)
2023		$71,900
2022	$2,754.00		$143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Electric Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures