2982 Electric Ave, Port Huron, MI 48060 Property Records

St. Clair County property record for 2982 Electric Ave, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1932
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-583-0038-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-583-0038-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,216 sqft Living Area
1st Floor Area	820 sqft
Basement Area	820 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	5,837 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2982 ELECTRIC AVE
City	PORT HURON
State	MI
Zip	48060-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 54 REIDS RIVERSIDE PLAT INCL VAC ALLEY ADJ
Legal Subdivision	REIDS RIVERSIDE
Legal Lot Number	54
Legal Unit	54
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1009
Census Tract	620000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2982 ELECTRIC AVE, PORT HURON, MI 48060-6674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer
Mar 1, 2021	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2026
Transfer Doc	0005901163
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 27, 2026
Property Address	2982 ELECTRIC AVE, PORT HURON, MI 48060-6674
Document Number	0005901163
Book / Page	5901 / 163
Instrument Date	Jan 8, 2026
Instrument	2026003771
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2982 ELECTRIC AVE, PORT HURON, MI 48060-6674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2982 ELECTRIC AVE, PORT HURON, MI 48060-6674

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2982 ELECTRIC AVE, PORT HURON, MI 48060-6674
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2982 ELECTRIC AVE, PORT HURON, MI 48060-6674

Mortgage

Document Number	5326838
Date	Mar 1, 2021
Book Page	5326/838
Instrument	2021005829

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,700 (+3.21%)	$141,400 (+3.21%)
2025	$1,846.00 (+2.78%) Homeowner's exemption	$68,500 (+16.89%)
2024	$1,796.00 (+22.68%)		$137,000 (+16.89%)
2023		$58,600
2022	$1,464.00		$117,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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