2972 Electric Ave, Port Huron, MI 48060 Property Records

St. Clair County property record for 2972 Electric Ave, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 778 sqft · built 1940
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2023)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-583-0040-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-583-0040-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	778 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2972 ELECTRIC AVE
City	PORT HURON
State	MI
Zip	48060-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 56 REIDS RIVERSIDE PLAT INCL 1/2 VAC ALLEY ADJ
Legal Subdivision	REIDS RIVERSIDE PLAT
Legal Lot Number	56
Legal Unit	56
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	1
Census Block	1009
Census Tract	620000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2972 ELECTRIC AVE, PORT HURON, MI 48060-6674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 20, 2021	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	20239398
Deed Book / Page	5624 / 371
Prior Transfer Date	Nov 19, 2012
Prior Transfer Doc	004327/585
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2972 ELECTRIC AVE, PORT HURON, MI 48060-6674
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 ELECTRIC AVE, PORT HURON, MI 48060-6674

Mortgage

Document Number	0005394583
Date	Jul 19, 2021
Book Page	5394/583
Instrument	2021020628

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 24, 2023
Property Address	2972 ELECTRIC AVE, PORT HURON, MI 48060-6674
Document Number	0005624371
Book / Page	5624 / 371
Map Reference	LB 48 PG 6
Instrument Date	Apr 11, 2023
Instrument	2023009398
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 TEAK DR, STATESVILLE, NC 28625-8240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11212 JEWETT AVE, WARREN, MI 48089-1844
Investor	Possibly a Property Investor

Mortgage

Document Number	2023009399
Date	May 24, 2023
Instrument	2023009399

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 20, 2021
Property Address	2972 ELECTRIC AVE, PORT HURON, MI 48060-6674
Document Number	5411221
Book / Page	5411 / 221
Map Reference	LB 48 PG 6
Instrument Date	Jul 13, 2021
Instrument	2021024076
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2972 ELECTRIC AVE, 2972, PORT HURON, MI 48060-6674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2972 ELECTRIC AVE, PORT HURON, MI 48060-6674

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,500 (+4.51%)	$139,000 (+4.51%)
2025	$3,091.00 Homeowner's exemption	$66,500 (+19.39%)
2024	$3,091.00 (+42.38%)		$133,000 (+19.39%)
2023		$55,700
2022	$2,171.00		$111,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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