2986 Copper Trl, Elko, NV 89801 Property Records

Elko County property record for 2986 Copper Trl, Elko, NV 89801 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 156 sqft · built 2020
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$352,000 (Jul 2022)
Tax Bill$4,373 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-61J-019

Property Details

APN / Parcel Number

Primary APN001-61J-019
Alternative APN
  • 001-61J-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area156 sqft Living Area

Exterior

Year BuiltBuilt 2020
Lot Area4,792 sqft (0.11 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
FenceFence

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address2986 COPPER TRL
CityELKO
StateNV
Zip89801-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPPER TRAILS UNIT 2 MAP FILE 731523 LOT 17 LOCATED IN SEC 9 TWP 34N RGE 55E MDB&M FORMERLY A PORTION OF 001-61J-006 NO HARD
Legal SubdivisionCOPPER TRAILS UNIT 2
Legal Lot Number17A
Legal Unit2
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group3
Census Block3000
Census Tract950701

Owner

Source: Elko County records · APN 001-61J-019

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2986 COPPER TRL, ELKO, NV 89801-4522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
ZB NA
Dec 30, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 22, 2020Grant Deed, Transfer
STEPHEN R HOFF

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2022 · Amount on Record
Deed SaleJul 06, 2022 · Amount on Record
Prior SaleDec 30, 2020 · Amount on Record
Deed Document Number807769
Record UpdatedJun 08, 2026

July 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateJul 06, 2022
Property Address2986 COPPER TRL, ELKO, NV 89801-4522
Document Number0000807769
Instrument DateMay 31, 2022
Instrument807769
Transaction TypeTransfer
Record UpdatedAug 30, 2022
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,372.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2986 COPPER TRL, 2986, ELKO, NV 89801-4522

Transferred To (Grantee/Buyer)

NameVerified Name
Address2986 COPPER TRL, ELKO, NV 89801-4522

Mortgage

Document Number0000807770
DateJul 06, 2022
Instrument807770
Lender
NameZB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

December 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateDec 30, 2020
Property Address2986 COPPER TRL, ELKO, NV 89801-4522
Document Number0000779741
Map ReferenceFILE 748288
Instrument DateDec 30, 2020
Instrument779741
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyWFG NATIONAL TITLE CO OF NV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,209.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 BROOKWOOD DR, 207, ELKO, NV 89801-2301

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2986 COPPER TRL, ELKO, NV 89801-4522

Mortgage

Document Number0000779742
DateDec 30, 2020
Instrument779742
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionELKO NV
Recording DateMay 22, 2020
Property Address2986 COPPER TRL, ELKO, NV 89801-4522
Document Number0000768849
Instrument DateMay 21, 2020
Instrument768849
Transaction TypeTransfer
Record UpdatedJul 10, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address207 BROOKWOOD DR ELKO NV 898012301, ELKO, NV 89801-2301

Mortgage

Document Number768850
DateMay 22, 2020
Instrument768850
Lender
NameSTEPHEN R HOFF
AddressPO BOX 1010, JACKSON, WY 83001-1010
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,373.00 (+19.64%)$121,685 (+14.36%) Land $25,200 Building $96,485$347,671 (+14.36%) Land $72,000 Building $275,671
2023$3,655.00 (+7.98%)$106,405 (+15.11%) Land $15,750 Building $90,655$304,014 (+15.11%) Land $45,000 Building $259,014
2022$3,385.00$92,438 Land $15,750 Building $76,688$264,109 Land $45,000 Building $219,109

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079507013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002, other causes

Wildfire

Wildfire RiskExtreme
above 97% of the US · above 92% of Nevada
Wildfire LikelihoodAbout 1 in 41 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Anthem Broadband of NevadaFiber2,000 / 2,000
Zito West HoldingCable1,000 / 25
White Cloud NetworksFixed Wireless200 / 50
Hot Spot BroadbandFixed Wireless (unlicensed)100 / 50

May also be available at this address: JAB Wireless, Churchill County, State of Nevada, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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