Elko County property record for 2908 Copper Trl, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,666 sqft · built 2019 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Jun 2022) |
| Tax Bill | $5,282 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61J-016 |
| Primary APN | 001-61J-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,666 sqft Living Area |
| Gross Area | 5,066 sqft |
| 1st Floor Area | 2,333 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,182 sqft (0.096 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 320 sqft |
| Heating System | HVAC |
|---|
| Street Address | 2908 COPPER TRL |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR1 |
| Legal Description | COPPER TRAILS UNIT 2 MAP FILE 731523 LOCATED IN MDB&M FORMERLY A PORTION OF 001-61J-006 NO HARD COPY RECORDS, AUTOMATED RECOR |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | COPPER TRAILS UNIT 2 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Legal Unit | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950701 |
Source: Elko County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2908 COPPER TRL, ELKO, NV 89801-4522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 1, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GREATER NEVADA LLC |
| Oct 31, 2019 | Quit Claim Deed, Transfer STEWART TITLE |
| Oct 31, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA |
| Dec 28, 2018 | Grant Deed, Transfer · Line of Credit STEPHEN R HOFF |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Prior Sale | Oct 31, 2019 · Amount on Record |
| Deed Document Number | 2022806543 |
| Last Transfer Date | Feb 7, 2024 |
| Transfer Doc | 0000839455 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 1, 2022 |
| Property Address | 2908 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000806543 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 806543 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2908 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000806544 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 806544 |
| Name | GREATER NEVADA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.12% |
| Max Rate At Change | 6.12% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 31, 2019 |
| Property Address | 2908 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000761314 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 761314 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2908 COPPER TRL ELKO NV 898014522, ELKO, NV 89801-4522 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 31, 2019 |
| Property Address | 2908 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000761313 |
| Map Reference | FILE 731523 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 761313 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 BROOKWOOD DR, 207, ELKO, NV 89801-2301 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2515, ELKO, NV 89803-2515 |
| Document Number | 0000761315 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 761315 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Dec 28, 2018 |
| Property Address | 2908 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000750018 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 750018 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $429.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 461 4TH ST ELKO NV 898013133, ELKO, NV 89801-3133 |
| Investor | Possibly a Property Investor |
| Document Number | 750019 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 750019 |
| Name | STEPHEN R HOFF |
|---|---|
| Address | PO BOX 1010, JACKSON, WY 83001-1010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Elko County assessment roll, as of July 30, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,282.00 (+21.34%) | $144,387 (+13.19%) Land $25,200 Building $119,187 | $412,534 (+13.19%) Land $72,000 Building $340,534 |
| 2023 | $4,353.00 (+8.01%) | $127,557 (+15.88%) Land $15,750 Building $111,807 | $364,449 (+15.88%) Land $45,000 Building $319,449 |
| 2022 | $4,030.00 | $110,078 Land $15,750 Building $94,328 | $314,509 Land $45,000 Building $269,509 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 91% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.
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