Elko County property record for 2923 Copper Trl, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,860 sqft · built 2019 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Sep 2025) |
| Tax Bill | $4,546 (2026) |
| Deeds & Mortgages | Dec 2024 Mortgage Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-61J-022 |
| Primary APN | 001-61J-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,420 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,008 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 2923 COPPER TRL |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-4522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR1 |
| Legal Description | COPPER TRAILS UNIT 2 MAP FILE 731523,LOCATED IN,MDB&M FORMERLY A PORTION OF 001-61J-007,NO HARD COPY RECORDS, AUTOMATED RECOR |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Subdivision | COPPER TRAILS UNIT 2 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Legal Unit | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950701 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 16, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| May 14, 2019 | Grant Deed, Transfer STEWART TITLE |
| May 14, 2019 | Bargain and Sale Deed, Transfer · FHA Mortgage BAY VALLEY MORTGAGE GROUP |
| Nov 2, 2018 | Grant Deed, Transfer STEPHEN R HOFF |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | May 14, 2019 · Amount on Record |
| Deed Document Number | 2025854768 |
| Prior Transfer Date | Mar 18, 2019 |
| Prior Transfer Doc | 0000754484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000844156 |
|---|---|
| Date | Dec 12, 2024 |
| Instrument | 844156 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Nov 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 16, 2025 |
| Property Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000854768 |
| Map Reference | FILE 731523 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 854768 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | UNKNOWN, WFG NEVADA RW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,618.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000854769 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 854769 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 14, 2019 |
| Property Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000754484 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 754484 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2923 COPPER TRL ELKO NV 898014522, ELKO, NV 89801-4522 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 14, 2019 |
| Property Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000754483 |
| Map Reference | FILE 731523 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 754483 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,273.35 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 BROOKWOOD DR, 207, ELKO, NV 89801-2301 |
| Name | Verified Name |
|---|---|
| Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000754485 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 754485 |
| Name | BAY VALLEY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Nov 2, 2018 |
| Property Address | 2923 COPPER TRL, ELKO, NV 89801-4522 |
| Document Number | 0000748156 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 748156 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Tax | $429.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 461 4TH ST ELKO NV 898013133, ELKO, NV 89801-3133 |
| Document Number | 748157 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 748157 |
| Name | STEPHEN R HOFF |
|---|---|
| Address | PO BOX 1010, JACKSON, WY 83001-1010 |
| Amount | Amount Recorded |
|---|
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,546.00 (-0.26%) | $124,181 (-1.54%) Land $25,200 Building $98,981 | $354,803 (-1.54%) Land $72,000 Building $282,803 |
| 2025 | $4,558.00 (+20.61%) | $126,119 (+14.43%) Land $25,200 Building $100,919 | $360,340 (+14.43%) Land $72,000 Building $288,340 |
| 2023 | $3,779.00 (+8%) | $110,216 (+15.32%) Land $15,750 Building $94,466 | $314,903 (+15.32%) Land $45,000 Building $269,903 |
| 2022 | $3,499.00 | $95,573 Land $15,750 Building $79,823 | $273,066 Land $45,000 Building $228,066 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 91% of Nevada |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, CC Communications Broadband, Rise Broadband, Verizon.
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