2985 Summer Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2985 Summer Dr, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1993
Square Footage	2,344 sqft Total Area
Lot Size	83,635 sqft (1.92 acres)
Garage	Attached, 462 sqft
Occupancy	Owner Occupied
Last Sale	$421,000 (2014)
Tax Bill	$5,493.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-064194`
Alternative APNs	`4064194` `064194`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,344 sqft Total Area
Basement Area	600 sqft Basement
Finished Basement	600 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	83,635 sqft (1.92 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch Area	196 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	064194
Street Address	2985 SUMMER DR
City	WESTMINSTER
State	MD
Zip	21157-8255
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 40 - 1.9201 ACS 2985 SUMMER DR 33-155 FOUR SEASONS SC 2
Legal Subdivision	FOUR SEASONS SEC 2
Legal Lot Number	40
Jurisdiction	CARROLL MD
Minor Civil Division	4, WOOLERYS
Census Blockgroup	3
Census Block	3004
Census Tract	504202

Owner

Source: Carroll County records · APN 04-064194

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2985 SUMMER DR, WESTMINSTER, MD 21157-8255
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2014 · Amount on Record
Deed Sale	Oct 09, 2014 · Amount on Record
Prior Sale	Oct 30, 2001 · Amount on Record
Deed Book / Page	7782 / 484
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2985 SUMMER DR, WESTMINSTER, MD 21157-8255
Document Number	0097490345
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	LAKESIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 SUMMER DR WESTMINSTER MD 211578255, WESTMINSTER, MD 21157-8255

Mortgage

Document Number	0097490345
Date	Jul 06, 2020
Book Page	009749/000345

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2035

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,400 (+13.72%)	$551,800 (+13.73%) Land $209,200 Building $342,600
2025	$5,493.00 (+8.94%)
2023	$5,042.00	$446,200	$485,200 Land $169,200 Building $316,000

Flood & Wildfire

2985 Summer Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.