2970 Summer Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2970 Summer Dr, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage1,800 sqft Total Area
Lot Size70,785 sqft (1.62 acres)
GarageAttached, 576 sqft
OccupancyOwner Occupied
Last Sale$649,000 (2026)
Tax Bill$4,524.00 (2025)

Property Details

APN / Parcel Number

Primary APN04-064135
Alternative APNs
  • 4064135
  • 064135

Interior

Full Baths3 Baths
Building Area1,800 sqft Total Area
Basement Area1,500 sqft Basement
Finished Basement1,500 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area70,785 sqft (1.62 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Deck Area406 sqft Deck
Porch Area144 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number064135
Street Address2970 SUMMER DR
CityWESTMINSTER
StateMD
Zip21157-8255
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 35- 1,6250 ACS 2970 SUMMER DR 33-155 FOUR SEASONS SEC 2
Legal SubdivisionSEASONS SEC 02
Legal Lot Number35
JurisdictionCARROLL MD
Minor Civil Division4, WOOLERYS
Census Blockgroup3
Census Block3004
Census Tract504202

Owner

Source: Carroll County records · APN 04-064135

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
TD BANK NA
Apr 29, 2026Deed, Transfer · Conventional Mortgage
GENERAL CONFERENCE CORPORATION/SEV
Apr 29, 2026Deed, Transfer · Conventional Mortgage
GENERAL CONFERENCE CORPORATION/SEV
May 18, 2022Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
GEORGE MASON MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleMay 18, 2022 · Amount on Record
Deed Doc Number2026
Deed Book / Page11750 / 124
Record RefreshedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255
Transaction TypeMortgage
Record UpdatedMay 20, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0110520419
DateJun 15, 2023
Book Page11052/419
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueMay 30, 2033

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateApr 29, 2026
Property Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255
Document Number1175000124
Book / Page11750 / 124
Instrument DateApr 22, 2026
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$655,490.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255

Mortgage

Document Number1175000132,
DateApr 29, 2026
Book Page11750/132
Lender
NameGENERAL CONFERENCE CORPORATION/SEV
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateApr 29, 2026
Property Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255
Document Number0117500124
Book / Page11750 / 124
Instrument DateApr 22, 2026
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$655,490.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255

Mortgage

Document Number1175000132,
DateApr 29, 2026
Book Page11750/132
Lender
NameGENERAL CONFERENCE CORPORATION/SEV
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateMay 18, 2022
Property Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255
Document Number0107790071
Book / Page10779 / 71
Map ReferenceMB LWS 33 FO 155
Instrument DateApr 25, 2022
Transaction TypeTransfer
Record UpdatedJun 06, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255

Mortgage

Document Number0107790077
DateMay 18, 2022
Instrument10779-0077
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2037

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address2970 SUMMER DR, WESTMINSTER, MD 21157-8255
Document Number0100210042
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJan 14, 2021
Title CompanyRESIDENTIAL TITLE AND ESCROW INC, RESIDENTIAL TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2970 SUMMER DR WESTMINSTER MD 211578255, WESTMINSTER, MD 21157-8255

Mortgage

Document Number0100210042
DateDec 29, 2020
Book Page010021/000042
Lender
NameGEORGE MASON MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$533,400 (+4.61%)$580,400 (+13.83%) Land $206,200 Building $374,200
2025$4,524.00 (+1.07%) Homeowner's exemption$509,900 (+28.71%) Land $166,200 Building $343,700$509,900 (-) Land $166,200 Building $343,700
2023$4,476.00$396,167$509,900 Land $166,200 Building $343,700

Flood & Wildfire

2970 Summer Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Summer Dr

Nearby Streets

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