Carroll County property record for 2955 Summer Dr, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,440 sqft Total Area |
| Lot Size | 71,003 sqft (1.63 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $650,000 (2026) |
| Tax Bill | $5,261.00 (2025) |
| Primary APN | 04-064151 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,440 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Level Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 71,003 sqft (1.63 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 352 sqft Shed |
| Deck Area | 432 sqft Deck |
| Porch Area | 144 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 064151 |
|---|---|
| Street Address | 2955 SUMMER DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8255 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 37 - 1.63 ACS SUMMER DR PLT 33-155 FOUR SEASONS SC 2 |
| Legal Subdivision | FOUR SEASONS SEC 02 |
| Legal Lot Number | 37 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 504202 |
Source: Carroll County records · APN 04-064151
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2955 SUMMER DR, WESTMINSTER, MD 21157-8255 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Unknown NEW WINDSOR STATE BANK |
| Jun 01, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED BANK |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) NORTHWEST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Feb 25, 2004 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 11777 / 99 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2955 SUMMER DR, WESTMINSTER, MD 21157-8255 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0110160334 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 11016/334 |
| Name | NEW WINDSOR STATE BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 01, 2026 |
| Property Address | 2955 SUMMER DR, WESTMINSTER, MD 21157-8255 |
| Document Number | 1177000099 |
| Book / Page | 11777 / 99 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | MANOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656,500.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2955 SUMMER DR, WESTMINSTER, MD 21157-8255 |
| Document Number | 1177000106, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 11777/106 |
| Name | UNITED BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2955 SUMMER DR, WESTMINSTER, MD 21157-8255 |
| Document Number | 0086410283 |
| Book / Page | 008641 / 000283 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2955 SUMMER DR WESTMINSTER MD 211578255, WESTMINSTER, MD 21157-8255 |
| Document Number | 0086410283 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 008641/000286 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | 100 LIBERTY ST, WARREN, PA 16365-2411 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 22, 2032 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,800 (+4.57%) | $537,000 (+13.72%) Land $206,300 Building $330,700 | |
| 2025 | $5,261.00 (+9.72%) Homeowner's exemption | $472,200 (+11.26%) Land $166,300 Building $305,900 | $472,200 (-) Land $166,300 Building $305,900 |
| 2023 | $4,795.00 Homeowner's exemption | $424,400 | $472,200 Land $166,300 Building $305,900 |
2955 Summer Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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