2982 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 2982 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,175 sqft · built 1947
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Aug 2008)
Tax Bill	$1,271 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`36-06-14-D0-001900`

Property Details

APN / Parcel Number

Primary APN	`36-06-14-D0-001900`
Alternative APN	`R318386`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	880 sqft
Attic Area	440 sqft

Exterior

Year Built	Built 1947
Exterior Material	Shingles
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	520 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	R318386
Street Address	2982 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5; RURAL RES 5 AC
Legal Description	ACRES 1.00
Legal Range	06
Legal Township	36
Legal Section	14
Legal Quarter	SE
Legal Lot Number	1900
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	3
Census Block	3012
Census Tract	360800

Owner

2982 Lower River Rd is owned and occupied by an individual who bought it in August 2008.

Source: Josephine County records, as of November 13, 2025

Owner of Record	Individual Name on File
Mailing Address	2982 LOWER RIVER RD, GRANTS PASS, OR 97526-9028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit ROGUE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2008 · Amount on File
Deed Sale	Aug 14, 2008 · Amount on File
Prior Sale	Apr 26, 2006
Deed Document Number	08-012840
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2982 LOWER RIVER RD, GRANTS PASS, OR 97526-9028
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010707
Date	Jul 24, 2020
Instrument	2020-010707

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2982 LOWER RIVER RD, GRANTS PASS, OR 97526-9028
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012465
Date	Aug 21, 2020
Instrument	2020-012465

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2982 Lower River Rd was $1,271, up 2.9% from the year before.

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,271.00 (+2.91%)	$175,400 (+2.99%)	$300,420 (-9.19%) Land $224,520 Building $75,900
2024	$1,235.00 (+19.32%)	$170,300 (+3%)	$330,810 (+6.21%) Land $258,480 Building $72,330
2023	$1,035.00 (+2.17%)	$165,340 (+3%)	$311,480 (+2.9%) Land $240,350 Building $71,130
2022	$1,013.00	$160,530	$302,700 Land $227,830 Building $74,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2982 Lower River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2982 Lower River Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Webformix Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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