2972 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 2972 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,836 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,613 (2025)
Deeds & Mortgages	May 2024 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`36-06-14-D0-002102`

Property Details

APN / Parcel Number

Primary APN	`36-06-14-D0-002102`
Alternative APNs	`360614D000210200` `R318392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Roof Material	Rolled Roofing
Lot Area	43,560 sqft (1 acres)
Deck Area	372 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R318392
Street Address	2972 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9028
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR5
Legal Description	ACRES 1.00
Legal Range	06W
Legal Township	36S
Legal Section	14
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	3
Census Block	3000
Census Tract	360800

Owner

Source: Josephine County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2972 LOWER RIVER RD, GRANTS PASS, OR 97526-9028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROGUE FCU
Apr 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UMPQUA BANK
Jun 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 14, 2022
Transfer Doc	0000005895
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	2972 LOWER RIVER RD, GRANTS PASS, OR 97526-9028
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004986
Date	May 29, 2024
Instrument	2024-004986

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOSEPHINE OR
Recording Date	Apr 29, 2022
Property Address	2972 LOWER RIVER RD, GRANTS PASS, OR 97526-9028
Document Number	0000005895
Instrument Date	Apr 25, 2022
Instrument	2022-005895
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2972 LOWER RIVER RD, GRANTS PASS, OR 97526-9028

Mortgage

Document Number	0000005896
Date	Apr 29, 2022
Instrument	2022-005896

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jun 27, 2017
Property Address	2972 LOWER RIVER RD, GRANTS PASS, OR 97526-9028
Document Number	0000008579
Instrument Date	Jun 22, 2017
Instrument	8579
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2972 LOWER RIVER RD GRANTS PASS OR 975269028, GRANTS PASS, OR 97526-9028

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,613.00 (+150.86%)	$222,520 (+150.7%)	$355,020 (+132.15%) Land $150,250 Building $204,770
2024	$643.00 (+19.29%)	$88,760 (+2.99%)	$152,930 (-0.42%) Land $152,930
2023	$539.00 (+2.08%)	$86,180 (+3%)	$153,570 (+8.22%) Land $153,570
2022	$528.00	$83,670	$141,900 Land $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Webformix Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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