2981 Kosuth Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2981 Kosuth Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 913 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Apr 2023)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-06-31-17`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-06-31-17`
Alternative APNs	`28-37-25-06-00031.0-0017.00` `2834029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	913 sqft Living Area
Gross Area	1,113 sqft
1st Floor Area	913 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Florida Room
Porch Area	200 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2834029
Street Address	2981 KOSUTH RD NE
City	PALM BAY
State	FL
Zip	32905-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 2 LOT 17 BLK 31
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 2
Legal Block	31
Legal Lot Number	17
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1015
Census Tract	65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2981 KOSUTH RD NE, PALM BAY, FL 32905-4915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP
Jul 7, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	202386100
Deed Book / Page	9775 / 234
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 28, 2023
Property Address	2981 KOSUTH RD NE, PALM BAY, FL 32905-4915
Document Number	0097750234
Book / Page	9775 / 234
Map Reference	MB 13 PG 55
Instrument Date	Apr 25, 2023
Instrument	2023086100
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2547 MARQUEZ AVE SE, PALM BAY, FL 32909-6312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 KOSUTH RD NE, PALM BAY, FL 32905-4915

Mortgage

Document Number	0009775236
Date	Apr 28, 2023
Instrument	9775/236

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 7, 2017
Property Address	2981 KOSUTH RD NE, PALM BAY, FL 32905-4915
Document Number	0079320598
Book / Page	007932 / 000598
Instrument Date	Jun 30, 2017
Instrument	142361
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$767.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 KOSUTH RD NE PALM BAY FL 329054915, PALM BAY, FL 32905-4915

Mortgage

Document Number	79320600
Date	Jul 7, 2017
Book Page	007932/000600
Instrument	142362

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Mortgage

Document Number	79320613,
Date	Jul 7, 2017
Book Page	007932/000613
Instrument	142363

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,920 (-1.95%)	$156,920 (-1.95%)
2025	$2,210.00 (+147.76%) Homeowner's exemption	$160,040 (+86.05%) Land $70,000 Building $90,040	$160,040 (-3.57%) Land $70,000 Building $90,040
2023	$892.00 (+8.12%) Homeowner's exemption	$86,020 (+2.99%)	$165,970 (+14.38%) Land $35,000 Building $130,970
2022	$825.00 Homeowner's exemption	$83,520	$145,100 Land $35,000 Building $110,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wire 3.

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