2969 Kosuth Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2969 Kosuth Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1959
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on Record
Last Sale	$195,000 (Oct 2022)
Tax Bill	$1,402 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-25-06-31-18`

Property Details

APN / Parcel Number

Primary APN	`28-37-25-06-31-18`
Alternative APNs	`28-37-25-06-00031.0-0018.00` `2834031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Finished/Open Porch
Porch Area	152 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2834031
Street Address	2969 KOSUTH RD NE
City	PALM BAY
State	FL
Zip	32905-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 2 LOT 18 BLK 31
Legal Range	37E
Legal Township	28S
Legal Section	25
Legal Subdivision	PORT MALABAR UNIT 2
Legal Block	31
Legal Lot Number	18
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1015
Census Tract	65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Intrafamily Transfer, Transfer
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 16, 2021	Intrafamily Transfer, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 13, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Oct 19, 2004 · Amount on Record
Deed Document Number	2022254903
Deed Book / Page	9641 / 2876
Last Transfer Date	May 27, 2025
Transfer Doc	0104651420
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Oct 28, 2025
Property Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915
Document Number	0104651420
Book / Page	10465 / 1420
Instrument Date	May 27, 2025
Instrument	2025216176
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 VERMONT ST, WEST MELBOURNE, FL 32904-6257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 24, 2022
Property Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915
Document Number	0096412876
Book / Page	9641 / 2876
Map Reference	MB 13 PG 55
Instrument Date	Oct 21, 2022
Instrument	2022254903
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2309 S BABCOCK ST, 2309, MELBOURNE, FL 32901-5340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915

Mortgage

Document Number	0096412877
Date	Oct 24, 2022
Instrument	9641/2877

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jun 16, 2021
Property Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915
Document Number	0091580995
Book / Page	9158 / 995
Map Reference	MB 1381 PG 398
Instrument Date	Jun 16, 2021
Instrument	2021156153
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915

Mortgage

Document Number	0088790698
Date	Oct 7, 2020
Book Page	8879/698
Instrument	2020220631

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Feb 1, 2048

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	2969 KOSUTH RD NE, PALM BAY, FL 32905-4915
Document Number	0079041163
Book / Page	007904 / 001163
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2969 KOSUTH RD NE

Mortgage

Document Number	0079041163
Date	Jun 2, 2017
Book Page	007904/001163
Instrument	115490

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,440 (+2.7%)	$146,920 (-2.11%)
2025	$1,402.00 (+3.16%) Homeowner's exemption	$115,330 (+2.9%)	$150,080 (-0.18%)
2024	$1,359.00 (+3.5%) Homeowner's exemption	$112,080 (+3%)	$150,350 (-1.98%) Land $70,000 Building $80,350
2023	$1,313.00 (+442.56%) Homeowner's exemption	$108,820 (+213.78%)	$153,380 (+11.71%) Land $35,000 Building $118,380
2022	$242.00 Homeowner's exemption	$34,680	$137,300 Land $35,000 Building $102,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (1994–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wire 3.

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