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2975 Kosuth Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 2975 Kosuth Rd NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 1959
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Jan 2022)
Tax Bill$2,295 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Sep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN28-37-25-06-31-17.A

Property Details

APN / Parcel Number

Primary APN28-37-25-06-31-17.A
Alternative APNs
  • 28-37-25-06-00031.0-0001.7A
  • 283725 060003100017A0
  • 2834030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area1,645 sqft
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1992
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area233 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area52 sqft
Patio Area304 sqft
Utility Building36 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number2834030
Street Address2975 KOSUTH RD NE
CityPALM BAY
StateFL
Zip32905-4915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 2 LOT 17 A BLK 31
Legal Range37E
Legal Township28S
Legal Section25
Legal SubdivisionPORT MALABAR UNIT 2
Legal Block31
Legal Lot Number17
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1015
Census Tract65201

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2975 KOSUTH RD NE, PALM BAY, FL 32905-4915
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Sep 6, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2022 · Amount on Record
Deed SaleJan 19, 2022 · Amount on Record
Prior SaleApr 29, 2004 · Amount on Record
Deed Document Number202214483
Deed Book / Page9389 / 1322
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJan 19, 2022
Property Address2975 KOSUTH RD NE, PALM BAY, FL 32905-4915
Document Number0093891322
Book / Page9389 / 1322
Map ReferenceMB 13 PG 55
Instrument DateJan 18, 2022
Instrument2022014483
Transaction TypeTransfer
Record UpdatedFeb 3, 2022
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4006 MARLBERRY LN, 4006, MELBOURNE, FL 32901-8416

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2975 KOSUTH RD NE, PALM BAY, FL 32905-4915

Mortgage

Document Number0093891323
DateJan 19, 2022
Instrument9389/1323
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address2975 KOSUTH RD NE, PALM BAY, FL 32905-4915
Document Number0082800774
Instrument DateSep 6, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2975 KOSUTH RD NE PALM BAY FL 329054915, PALM BAY, FL 32905-4915

Mortgage

Document Number0082800774
DateOct 8, 2018
Book Page008280/000774
Instrument224968
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 7, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,590 (+1.09%)$166,590 (+1.09%)
2025$2,295.00 (-5.59%) Homeowner's exemption$164,790 (-2.66%) Land $70,000 Building $94,790$164,790 (-2.66%) Land $70,000 Building $94,790
2023$2,431.00 (+25.18%) Homeowner's exemption$169,290 (+12.91%) Land $35,000 Building $134,290$169,290 (+12.91%) Land $35,000 Building $134,290
2022$1,942.00$149,930 Land $35,000 Building $114,930$149,930 Land $35,000 Building $114,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims5 (1994–2008)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Wire 3.

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