2980 S Cole Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2980 S Cole Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,933 sqft · built 2006
Lot Size	0.259 acres (11,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2015)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-10-526`

Property Details

APN / Parcel Number

Primary APN	`313-10-526`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,933 sqft Living Area
1st Floor Area	1,544 sqft
2nd Floor Area	1,389 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	11,305 sqft (0.259 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2980 S COLE DR
City	GILBERT
State	AZ
Zip	85295-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COOLEY STATION PHASE 2 MCR 757-42
Legal Range	06E
Legal Township	01S
Legal Section	35
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	COOLEY STATION PHASE 2
Legal Phase	2
Legal Lot Number	352
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1006
Census Tract	815602

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2980 S COLE DR, GILBERT, AZ 85295-7214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 30, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2015 · Amount on Record
Deed Sale	Apr 24, 2015 · Amount on Record
Prior Sale	Apr 22, 2015 · Amount on Record
Deed Document Number	20150282570
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2980 S COLE DR, GILBERT, AZ 85295-7214
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	BRIGHT LINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 S COLE DR, GILBERT, AZ 85295-7214

Mortgage

Document Number	0000031228
Date	Jan 11, 2022
Instrument	20220031228

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2980 S COLE DR, GILBERT, AZ 85295-7214
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000655709
Date	Aug 30, 2018
Instrument	20180655709

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2980 S COLE DR, GILBERT, AZ 85295-7214
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058201
Date	Jan 23, 2020
Instrument	20200058201

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2980 S COLE DR, GILBERT, AZ 85295-7214
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	BRIGHT LINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2980 S COLE DR, GILBERT, AZ 85295-7214

Mortgage

Document Number	0000556960
Date	May 19, 2021
Instrument	20210556960

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,200 (+1.04%)	$602,000 (+1.04%) Land $120,400 Building $481,600
2025	$2,465.00 (-6.77%)
2024		$59,580	$595,800 Land $119,100 Building $476,700
2023	$2,644.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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