2968 S Cole Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2968 S Cole Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,300 sqft · built 2006
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jul 2016)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-10-524`

Property Details

APN / Parcel Number

Primary APN	`313-10-524`
Alternative APN	`313105246`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,300 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	2,300 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,710 sqft (0.177 acres)
Parking Spaces	2 Parking Spaces
Patio Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2968 S COLE DR
City	GILBERT
State	AZ
Zip	85295-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COOLEY STATION PHASE 2 MCR 757-42
Legal Range	6E
Legal Township	1S
Legal Section	35
Legal Subdivision	COOLEY STATION PHASE 2
Legal Phase	2
Legal Lot Number	350
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1006
Census Tract	815602

Owner

Source: Maricopa County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2968 S COLE DR, GILBERT, AZ 85295-7214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2016 · Amount on Record
Deed Sale	Jul 19, 2016 · Amount on Record
Prior Sale	Dec 22, 2006 · Amount on Record
Deed Document Number	2016508857
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2968 S COLE DR, GILBERT, AZ 85295-7214
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2968 S COLE DR, GILBERT, AZ 85295-7214

Mortgage

Document Number	0000185658
Date	Mar 31, 2026
Instrument	20260185658

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2968 S COLE DR, GILBERT, AZ 85295-7214
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 27743, TEMPE, AZ 85285-7743

Mortgage

Document Number	0000146272
Date	Feb 9, 2021
Instrument	20210146272

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,950 (+95.22%)	$499,500 (+8.63%) Land $99,900 Building $399,600
2025	$1,900.00 (-6.82%)	$25,587 (-47.78%)	$459,800 (-6.16%) Land $91,900 Building $367,900
2024		$49,000	$490,000 Land $98,000 Building $392,000
2023	$2,039.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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