2958 S Cole Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2958 S Cole Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,907 sqft · built 2006
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Nov 2018)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-10-522`

Property Details

APN / Parcel Number

Primary APN	`313-10-522`
Alternative APN	`313105221`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	2,055 sqft
1st Floor Area	1,907 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,710 sqft (0.177 acres)
Parking Spaces	2 Parking Spaces
Pool Area	345 sqft
Patio Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2958 S COLE DR
City	GILBERT
State	AZ
Zip	85295-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COOLEY STATION PHASE 2 MCR 757-42
Legal Range	6E
Legal Township	1S
Legal Section	35
Legal Subdivision	COOLEY STATION PHASE 2
Legal Phase	2
Legal Lot Number	348
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1006
Census Tract	815602

Owner

2958 S Cole Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Maricopa County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2958 S COLE DR, GILBERT, AZ 85295-7214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jun 4, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Nov 15, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	Apr 6, 2007 · Amount on File
Deed Document Number	2018849638
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 23, 2026
Property Address	2958 S COLE DR, GILBERT, AZ 85295-7214
Document Number	0000556149
Instrument Date	Sep 16, 2026
Instrument	2026556149
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2958 S COLE DR, GILBERT, AZ 85295-7214

Mortgage

Document Number	0000556149,
Date	Sep 23, 2026
Instrument	2026556149

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2958 S COLE DR, GILBERT, AZ 85295-7214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2958 S COLE DR, GILBERT, AZ 85295-7214

Mortgage

Document Number	0000056600
Date	Jan 19, 2021
Instrument	20210056600

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2958 S COLE DR, GILBERT, AZ 85295-7214
Document Number	0000162446
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2958 S COLE DR GILBERT AZ 852957214, GILBERT, AZ 85295-7214

Mortgage

Document Number	0000162446
Date	Feb 26, 2020
Instrument	162446

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2958 S COLE DR, GILBERT, AZ 85295-7214
Document Number	0000430233
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2958 S COLE DR GILBERT AZ 852957214, GILBERT, AZ 85295-7214

Mortgage

Document Number	0000430233
Date	Jun 10, 2019
Instrument	430233

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 15, 2018
Property Address	2958 S COLE DR, GILBERT, AZ 85295-7214
Document Number	0000849638
Instrument Date	Nov 13, 2018
Instrument	849638
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	DRIGGS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2958 S COLE DR GILBERT AZ 852957214, GILBERT, AZ 85295-7214

Mortgage

Document Number	849639
Date	Nov 15, 2018
Instrument	849639

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2958 S Cole Dr was $1,826.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,080 (+95.68%)	$480,800 (+7.9%) Land $96,100 Building $384,700
2025	$1,826.00	$24,571 (-48.43%)	$445,600 (-6.48%) Land $89,100 Building $356,500
2024		$47,650	$476,500 Land $95,300 Building $381,200
2023	$1,959.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2958 S Cole Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2958 S Cole Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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