2980 NW Chardonnay Ln, Bend, OR 97703 Property Records

Deschutes County property record for 2980 NW Chardonnay Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Oct 2015)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`171125-CB-00800`

Property Details

APN / Parcel Number

Primary APN	`171125-CB-00800`
Alternative APNs	`R1001171125CB00800` `204041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	2,520 sqft
1st Floor Area	1,040 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	440 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	204041
Street Address	2980 NW CHARDONNAY LN
City	BEND
State	OR
Zip	97703-5292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WESTSIDE MEADOWS LOT 47
Legal Range	11
Legal Township	17
Legal Section	25
Legal Subdivision	WESTSIDE MEADOWS
Legal Lot Number	47
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3029
Census Tract	1302

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2980 NW CHARDONNAY LN, BEND, OR 97703-5292
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jun 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Apr 18, 2005 · Amount on Record
Deed Document Number	201544800
Prior Transfer Date	Sep 17, 2015
Prior Transfer Doc	0000044800
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2980 NW CHARDONNAY LN, BEND, OR 97703-5292
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038283
Date	Sep 20, 2018
Instrument	2018-38283

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jun 23, 2022
Property Address	2980 NW CHARDONNAY LN, BEND, OR 97703-5292
Document Number	0000025165
Instrument Date	Jun 23, 2022
Instrument	2022-25165
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2980 NW CHARDONNAY LN, BEND, OR 97703-5292

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,380.00 (-10.63%)	$259,280 (-11.43%)	$708,630 (-) Land $290,560 Building $418,070
2024	$4,901.00 (+7.88%)	$292,750 (+3%)	$708,630 (-) Land $290,560 Building $418,070
2023	$4,543.00	$284,230	$708,630 Land $290,560 Building $418,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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