2974 NW Chardonnay Ln, Bend, OR 97703 Property Records

Deschutes County property record for 2974 NW Chardonnay Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Nov 2025)
Tax Bill	$4,917 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171125-CB-00700`

Property Details

APN / Parcel Number

Primary APN	`171125-CB-00700`
Alternative APNs	`R1001171125CB00700` `204040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,360 sqft
1st Floor Area	1,920 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,970 sqft (0.16 acres)
Garage Area	440 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	204040
Street Address	2974 NW CHARDONNAY LN
City	BEND
State	OR
Zip	97703-5292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WESTSIDE MEADOWS LOT 46
Legal Range	11
Legal Township	17
Legal Section	25
Legal Subdivision	WESTSIDE MEADOWS
Legal Lot Number	46
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3029
Census Tract	1302

Owner

Source: Deschutes County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2974 NW CHARDONNAY LN, BEND, OR 97703-5292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Nov 26, 2025	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	202532708
Prior Transfer Date	Oct 14, 2021
Prior Transfer Doc	0000060397
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	Oct 5, 2026
Property Address	2974 NW CHARDONNAY LN, BEND, OR 97703-5292
Document Number	0000029687
Instrument Date	Sep 30, 2026
Instrument	202629687
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2974 NW CHARDONNAY LN, BEND, OR 97703-5292
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029687,
Date	Oct 5, 2026
Instrument	202629687

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2056

Interest

Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 26, 2025
Property Address	2974 NW CHARDONNAY LN, BEND, OR 97703-5292
Document Number	0000032708
Map Reference	CAB E PG 720
Instrument Date	Nov 20, 2025
Instrument	2025-32708
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2974 NW CHARDONNAY LN, BEND, OR 97703-5292
Investor	Possibly a Property Investor

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Oct 26, 2021
Property Address	2974 NW CHARDONNAY LN, BEND, OR 97703-5292
Document Number	0000060397
Map Reference	CAB E PG 720
Instrument Date	Oct 14, 2021
Instrument	2021-60397
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2974 NW CHARDONNAY LN, BEND, OR 97703-5292

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,917.00 (+3.95%)	$291,020 (+3%)	$683,850 (-) Land $290,560 Building $393,290
2024	$4,730.00 (+7.87%)	$282,550 (+3%)	$683,850 (-) Land $290,560 Building $393,290
2023	$4,385.00	$274,330	$683,850 Land $290,560 Building $393,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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