2973 NW Chardonnay Ln, Bend, OR 97703 Property Records

Deschutes County property record for 2973 NW Chardonnay Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,272 sqft · built 2002
Lot Size	0.169 acres (7,405 sqft)
Owner	Owner Name on Record
Last Sale	$320,000 (Oct 2009)
Tax Bill	$6,431 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`171125 CB 01000`

Property Details

APN / Parcel Number

Primary APN	`171125 CB 01000`
Alternative APNs	`R1001171125CB01000` `204043`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,272 sqft Living Area
1st Floor Area	1,268 sqft
2nd Floor Area	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	588 sqft
Deck Area	826 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Account Number	204043
Old Parcel Number	R1001171125CB01000
Street Address	2973 NW CHARDONNAY LN
City	BEND
State	OR
Zip	97703-5292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:49 SUBD:WESTSIDE MEADOWS SEC/TWN/RNG/MER:SEC 25 TWN 17 RNG 11 MAP REF:171125-CB
Legal Range	11E
Legal Township	17S
Legal Section	25
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	WESTSIDE MEADOWS
Legal Lot Number	49
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3034
Census Tract	1302

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	2973 NW CHARDONNAY LN, BEND, OR 97703-5292
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 15, 2019	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2009 · Amount on Record
Deed Sale	Oct 28, 2009 · Amount on Record
Prior Sale	Dec 14, 2006 · Amount on Record
Deed Document Number	2009-45819
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2973 NW CHARDONNAY LN, BEND, OR 97703-5292
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF G

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033843
Date	Jun 3, 2021
Instrument	2021-33843

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2973 NW CHARDONNAY LN, BEND, OR 97703-5292
Transaction Type	Mortgage
Record Updated	Nov 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015590
Date	May 15, 2019
Instrument	2019-15590

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,431.00 (+3.94%)	$380,640 (+3%)	$878,250 (-) Land $290,560 Building $587,690
2024	$6,187.00 (+7.86%)	$369,560 (+3%)	$878,250 (-) Land $290,560 Building $587,690
2023	$5,736.00	$358,800	$878,250 Land $290,560 Building $587,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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