298 Michigan Ave, Elyria, OH 44035 Property Records

Lorain County property record for 298 Michigan Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,476 sqft · built 1964
Lot Size0.26 acres (11,326 sqft)
OwnerCompany Name on Record
Deeds & MortgagesNov 2025 Line of Credit
Oct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-25-003-105-028

Property Details

APN / Parcel Number

Primary APN06-25-003-105-028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area2,476 sqft Gross Area
1st Floor Area1,048 sqft
Basement Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions149 ft deep x 77 ft wide
View / LotPrimary
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Frame Porch
Porch Area345 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address298 MICHIGAN AVE
CityELYRIA
StateOH
Zip44035-7162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIVERSITY HTS 1 100.00 X 151.00 S/L 98-99
Legal SubdivisionUNIVERSITY HTS 1
Legal Tract25
Legal Block105
Legal Lot Number98 99
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group3
Census Block3011
Census Tract71100

Owner

Source: Lorain County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address298 MICHIGAN AVE, ELYRIA, OH 44035-7162
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage · Line of Credit
OHIO DEPARTMENT OF DEVELOPMENTAL DISABIL
Oct 2, 2025Deed of Trust, Mortgage · Line of Credit
OHIO DEPARTMENT OF DEVELOPMENTAL DISABIL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2005
Deed SaleAug 30, 2005
Deed Document Number200594683
Prior Transfer DateJun 2, 2000
Prior Transfer Doc0000698662
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address298 MICHIGAN AVE, ELYRIA, OH 44035-7162
Transaction TypeMortgage
Record UpdatedNov 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074460
DateNov 6, 2025
Instrument2025-0074460
Lender
NameOHIO DEPARTMENT OF DEVELOPMENTAL DISABIL
TypeGovernment Agency
AddressCOLUMBUS, OH 43215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 5, 2040

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address298 MICHIGAN AVE, ELYRIA, OH 44035-7162
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070032
DateOct 2, 2025
Instrument2025-0070032
Lender
NameOHIO DEPARTMENT OF DEVELOPMENTAL DISABIL
TypeGovernment Agency
AddressCOLUMBUS, OH 43215
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$89,840 Land $16,350 Building $73,490$256,700 (+64.49%) Land $46,720 Building $209,980
2023Additional exemption filed$54,622 Land $10,903 Building $43,719$156,060 (-) Land $31,150 Building $124,910
2021$156,060 Land $31,150 Building $124,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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