286 Michigan Ave, Elyria, OH 44035 Property Records

Lorain County property record for 286 Michigan Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1965
Square Footage	1,960 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Garage	Attached, 480 sqft
Occupancy	Owner Occupied
Tax Bill	$4,441.00 (2025)

Owner

Source: Lorain County records · APN 06-25-003-105-027

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 MICHIGAN AVE, ELYRIA, OH 44035-7162
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2005
Deed Sale	Sep 08, 2005
Deed Doc Number	2005092805_1
Prior Transfer Date	Jun 29, 2005
Prior Transfer Doc	081620
Record Refreshed	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	286 MICHIGAN AVE, ELYRIA, OH 44035-7162
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 MICHIGAN AVE, ELYRIA, OH 44035-7162

Mortgage

Document Number	0000931584
Date	Oct 04, 2023
Instrument	2023-0931584

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,441.00	$89,820 (%) Land $12,970 Building $76,850	$256,630 (-) Land $37,070 Building $219,560
2024	$4,441.00 (+10.67%)	$89,821 (+24.94%) Land $12,975 Building $76,846	$256,630 (+24.94%) Land $37,070 Building $219,560
2023	$4,013.00 (+2.82%)	$71,890 (-) Land $11,312 Building $60,578	$205,400 (-) Land $32,320 Building $173,080
2022	$3,903.00	$71,890 Land $11,310 Building $60,580
2021			$205,400 Land $32,320 Building $173,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-25-003-105-027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,960 sqft Living Area
1st Floor	824 sqft 1st Floor
2nd Floor	850 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	9,148 sqft (0.21 acres)
Depth X Width	140 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage

Exterior Amenities

Deck Area	348 sqft Deck
Patio Area	348 sqft Patio
Porch	Open Porch
Porch Area	50 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Baseboard Heating

Location & Zoning

Street Address	286 MICHIGAN AVE
City	ELYRIA
State	OH
Zip	44035-7162
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HTS 66.20 X 143 S/L 97-99
Legal Subdivision	UNIVERSITY HEIGHTS SUBDIVISION #1
Legal Tract	25
Legal Block	105
Legal Lot Number	97-99
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3011
Census Tract	71100