Lorain County property record for 282 Michigan Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,088 sqft · built 1963 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Mar 2017) |
| Tax Bill | $3,373 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-003-105-026 |
| Primary APN | 06-25-003-105-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 1,008 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 282 MICHIGAN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY HTS 1 60.40 X 127.00 |
| Legal Subdivision | UNIVERSITY HEIGHTS SUBDIVISION #1 |
| Legal Tract | 25 |
| Legal Block | 105 |
| Legal Lot Number | 96-7 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-003-105-026
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 282 MICHIGAN AVE, ELYRIA, OH 44035-7162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOWARD HANNA MTG SVCS |
| Mar 17, 2017 | Warranty Deed, Transfer MILLER HOME TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2017 · Amount on Record |
| Deed Sale | Mar 17, 2017 · Amount on Record |
| Prior Sale | Dec 29, 2004 |
| Deed Document Number | 2017001148 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 282 MICHIGAN AVE, ELYRIA, OH 44035-7162 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 282 MICHIGAN AVE, ELYRIA, OH 44035-7162 |
| Document Number | 0000086395 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-0086395 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 282 MICHIGAN AVE, ELYRIA, OH 44035-7162 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210809292 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-0809292 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 282 MICHIGAN AVE, ELYRIA, OH 44035-7162 |
| Document Number | 0000622736 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 254 FAIRLAWN AVE ELYRIA OH 440356114, ELYRIA, OH 44035-6114 |
| Document Number | 0000622736 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 622736 |
| Name | HOWARD HANNA MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | 6000 PARKLAND BLVD, MAYFIELD HEIGHTS, OH 44124-6120 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 17, 2017 |
| Property Address | 282 MICHIGAN AVE, ELYRIA, OH 44035-7162 |
| Document Number | 0000622626 |
| Instrument Date | Mar 05, 2017 |
| Instrument | 622626 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 MICHIGAN AVE ELYRIA OH 440357162, ELYRIA, OH 44035-7162 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,373.00 | $71,630 (+%) Land $10,920 Building $60,710 | $204,650 (-) Land $31,200 Building $173,450 |
| 2024 | $3,373.00 (+11.47%) | $71,628 (+28.95%) Land $10,920 Building $60,708 | $204,650 (+28.95%) Land $31,200 Building $173,450 |
| 2023 | $3,026.00 (+0.36%) | $55,546 (+0.01%) Land $9,524 Building $46,022 | $158,700 (-) Land $27,210 Building $131,490 |
| 2022 | $3,015.00 | $55,540 Land $9,520 Building $46,020 | |
| 2021 | $158,700 Land $27,210 Building $131,490 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930711003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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