298 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 298 Ave Descanso, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,024 sqft · built 1979
Lot Size	0.8 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Aug 2022)
Tax Bill	$6,969 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-391-48-00`

Property Details

APN / Parcel Number

Primary APN	`157-391-48-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	3,500 sqft (0.8 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	298 AVENIDA DESCANSO
City	OCEANSIDE
State	CA
Zip	92057-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 158 TR 008775
Legal Subdivision	HERMOSA MANOR
Legal Tract	008775
Legal Block	3
Legal Lot Number	158
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	18609

Owner

Source: San Diego County records · APN 157-391-48-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	298 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Nov 16, 2001 · Amount on Record
Deed Document Number	2022344172
Prior Transfer Date	Nov 18, 2005
Prior Transfer Doc	0001023238
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2022
Property Address	298 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204
Document Number	0000344172
Map Reference	MAP 8775
Instrument Date	Aug 09, 2022
Instrument	2022-0344172
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	298 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204

Mortgage

Document Number	0000344173
Date	Aug 26, 2022
Instrument	2022-0344173

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$631,417 (+2%) Land $472,221 Building $159,196
2025	$6,969.00 (+7.51%)	$619,037 (+6.36%) Land $462,962 Building $156,075
2023	$6,482.00 (+41.68%)	$582,000 Land $435,000 Building $147,000
2022	$4,575.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980, tidal / storm surge

Wildfire

Wildfire Risk	Low above 36% of the US · above 21% of California
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.